$1,049,900
Est. payment $4,649/moCalculate yours
286 Dufferin Street, Central Elgin, ON N0L 1B0
Belmont, Central Elgin, ON N0L 1B0
- 4 + 2 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of CENTURY 21 FIRST CANADIAN CORP MLS® X13713158
About this home
A phenomenal custom-built bungalow offering over 3,500 sq. ft. of finished living space. Larger than it appears, this impressive 2011-built home features 4 bedrooms on the main level, plus two additional bedrooms in the fully finished lower level, making it ideal for growing families, multi-generational living, or those seeking exceptional flexibility. From the moment you arrive, you’ll appreciate the oversized heated garage, complete with ample space for a workshop, lawn equipment, bikes, abundant natural light, plus a water hose and floor drain, perfect for washing vehicles year-round. The inviting covered front porch overlooks the beautifully landscaped corner lot and offers the perfect spot to enjoy your morning coffee.Inside, a spacious foyer welcomes you into a thoughtfully designed layout featuring rich hardwood flooring throughout the main level. Three bedrooms are situated near the front of the home, one offering direct bathroom access and a built-in Murphy bed for added versatility.The heart of the home is the stunning open-concept living area. The spacious living room showcases a cozy gas fireplace, built-in speakers, and large windows that flood the space with natural light. The chef-inspired kitchen is designed for entertaining, featuring a large eat-at island, built-in appliances, an oversized pantry, and seamless flow into the dining area with direct access to the backyard. Privately tucked away, the primary suite overlooks the backyard oasis and offers a walk-in closet along with a luxurious five-piece ensuite featuring a relaxing soaker tub. The separate garage entrance leads to the fully finished lower level, offering outstanding in-law suite potential. Here you’ll find a spacious family room with a second gas fireplace, a full-sized kitchen with complete appliances, two additional bedrooms, and a full bathroom. Beautifully landscaped with mature trees providing exceptional privacy, this outdoor retreat features so much to enjoy!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4 + 2
- Bathrooms
- 3
- Kitchens
- 2
- Basement
- Finished, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 62.36 x 141.51 Feet
- Parking
- Attached garage · 6 total
Financial
- Property Taxes
- $6,751 (2025)
Location
- Neighbourhood
- Belmont
- Cross Street
- BELMONT RD & WASHBURN ST.
- Direction Faces
- West
Listing
- MLS® Number
- X13713158
- Days on Market
- 53
- Listed On
- 2026-08-26
- Listed By
- CENTURY 21 FIRST CANADIAN CORP
Rooms
Features
Interior
- Central Vacuum
- In-Law Suite
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater Owned
Property
- Fenced Yard
- Golf
- Rec./Commun.Centre
- School
- School Bus Route
Pool
- None
- Included
- California Shutters.
- Excluded
- Dining room stained glass.
Mortgage calculator
Estimated mortgage payment
$4,649 per month
- Principal and interest
- $4,649
- Property tax
- $563
- Condo fees
- $0
- Estimated monthly cost
- $5,211
Your mortgage
- Mortgage amount
- $839,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $554,699
Cash to close
- Down payment
- $209,980
- Land transfer tax
- $17,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $227,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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