Gurvinder Nokwal REALTOR®
For Sale Detached 293 days on market

$899,900 ↓ $75,000 from $974,900

Est. payment $3,985/moCalculate yours

45 Chestnut Street, Kingston, ON K7K 3X4

22 - East of Sir John A. Blvd, Kingston, ON K7K 3X4

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft
Map

Listing courtesy of CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE MLS® X12651356

About this home

45 Chestnut Street is a completely rebuilt residential duplex offering two fully furnished, all-inclusive executive-style apartments in a prime downtown location. Ideal for owner-occupants, professionals, or investors looking for a move-in-ready income property. This 2.5-storey, rusticated-stone home was stripped to the studs and professionally renovated from 2022 to 2024. Significant upgrades include all-new electrical, plumbing, and HVAC systems; spray-foam insulation (basement through attic); new windows and doors; and Ontario Building Code-compliant fire separation. The cellar is fireproofed with mono-coat treatment. The upper unit is a spacious 2-bedroom suite with a modern 3-piece bath, finished loft, in-suite laundry, and private deck with views over the Fruit Belt. The lower unit is a bright 1-bedroom with a full 4-piece bath, open layout, and generous finishes. Each unit includes in-suite laundry, programmable Wi-Fi thermostats, and separate shut-offs. Interior features include luxury vinyl plank flooring, quartz and granite countertops, custom cabinetry, ceramic and marble tilework, and full furnishings-TVs, linens, cutlery, and appliances are all included. The property also features a new metal roof, updated eavestroughs, exterior LED soffit lighting, new fencing, fresh sod, a security camera system, on-site parking, and a Level 2 EV charger. Whether you’re living a unit (if available) while renting the other, or seeking a hands-off investment with strong appeal to executive tenants, this is a rare opportunity in one of Kingston’s most walkable neighbourhoods. Unit 2 is currently rented until 2027-01-11, minimum24 hours’ notice required

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
Price Change
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
2
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Concrete
Foundation
Stone
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
60 x 92.5 Feet
Parking
None garage · 2 total

Financial

Property Taxes
$3,554 (2025)

Location

Neighbourhood
22 - East of Sir John A. Blvd
Cross Street
Cherry
Direction Faces
North

Listing

MLS® Number
X12651356
Days on Market
293
Listed On
2025-12-29
Possession
2 apartments - may be tenanted
Listed By
CENTURY 21 LANTHORN REAL ESTATE LTD., BROKERAGE

Rooms

Room Level Dimensions
Kitchen Second 14′ 8″ × 5′ 9″
Bedroom Second 12′ 4″ × 8′ 11″
Living Room Main 13′ 7″ × 9′ 8″
Loft Upper 25′ 3″ × 21′ 8″
Bathroom Second 7′ 6″ × 9′ 10″
Living Room Second 13′ 7″ × 9′ 9″
Bedroom Main 12′ 2″ × 11′ 11″
Bathroom Main 7′ 8″ × 4′ 4″
Kitchen Main 13′ 1″ × 7′ 1″
Bedroom Second 11′ 2″ × 9′ 8″

Features

Interior

  • Carpet Free
  • Water Heater Owned

Pool

  • None
Included
2 refrigerators, 2 stoves, 2 washer/Dryer combos, 2 microwaves, all furnishing, utensils, wall coverings
Excluded
Tenants belongings if any
Rental items
None

Mortgage calculator

Minimum for this price: $64,990 (7.22%)

Amortization, years

Estimated mortgage payment

$3,985 per month

Principal and interest
$3,985
Property tax
$296
Estimated monthly cost
$4,281

Your mortgage

Mortgage amount
$719,920
Mortgage insurance
Not needed
Interest over 25 years
$475,449

Cash to close

Down payment
$179,980
Land transfer tax
$14,473
Total, before legal fees
$194,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

45 Chestnut Street, Kingston, ON K7K 3X4 22 - East of Sir John A. Blvd, Kingston, ON K7K 3X4
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$899,900 45 Chestnut Street, Kingston, ON K7K 3X4
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