Gurvinder Nokwal REALTOR®
For Sale Detached 27 days on market

$2,995,000

Est. payment $13,261/moCalculate yours

1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0

McClintock, Algonquin Highlands, ON P0A 1E0

  • 4 Beds
  • 2 Baths
  • 1 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of Forest Hill Real Estate Inc. MLS® X13821104

About this home

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy “at no cost”! There’s a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There’s a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297′ drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950’s vibe, electricity & running water and in great condition. The other cabin (1940’s) is in rough shape (i.e. realistically a “teardown”), but its footprint by the lake’s edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,000 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
Unfinished, Separate Entrance

Building & Systems

Heating
Baseboard (Electric)
Cooling
None
Exterior
Stone, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
1025 x 375 Feet
Parking
Attached garage · 6 total
Zoning
SR 2

Financial

Property Taxes
$8,379 (2026)

Location

Neighbourhood
McClintock
Cross Street
McClintock Road and Wes Clarke Trail
Direction Faces
South

Listing

MLS® Number
X13821104
Days on Market
27
Listed On
2026-09-21
Possession
Flexible
Listed By
Forest Hill Real Estate Inc.

Rooms

Room Level Dimensions
Dining Room Main 15′ 6″ × 12′ 5″
- Basement 26′ 10″ × 21′ 0″
Bathroom Second 11′ 11″ × 11′ 6″
Breakfast Main 11′ 1″ × 10′ 5″
- Basement 26′ 10″ × 17′ 11″
Kitchen Main 17′ 0″ × 11′ 1″
Primary Bedroom Second 26′ 9″ × 15′ 3″
Living Room Main 15′ 6″ × 14′ 11″
Bedroom Second 11′ 6″ × 11′ 2″
Utility Room Basement 9′ 6″ × 3′ 9″
Bathroom Main 11′ 0″ × 7′ 5″
Bedroom Main 11′ 1″ × 11′ 1″
Bedroom Second 11′ 6″ × 11′ 5″

Features

Interior

  • Water Heater Owned

Property

  • Level
  • Sloping
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
Most furnishings and appliances. 14' Mirrocraft boat with 15 hp Yamaha outboard motor. (Princecraft boat & Mercury outboard motor could be purchased separately.)
Excluded
Personal items and belongings and staging items.

Mortgage calculator

Minimum for this price: $599,000 (20%)

Amortization, years

Estimated mortgage payment

$13,261 per month

Principal and interest
$13,261
Property tax
$698
Estimated monthly cost
$13,959

Your mortgage

Mortgage amount
$2,396,000
Mortgage insurance
Not needed
Interest over 25 years
$1,582,364

Cash to close

Down payment
$599,000
Land transfer tax
$61,350
Total, before legal fees
$660,350
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0 McClintock, Algonquin Highlands, ON P0A 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$2,995,000 1089 Lutes Lane, Algonquin Highlands, ON P0A 1E0
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