$575,000
Est. payment $2,546/moCalculate yours
20 Gracefield Lane, Belleville, ON K8P 5N6
Belleville Ward, Belleville, ON K8P 5N6
- 2 Beds
- 4 Baths
- 2 Garage
- 1,200 Sq Ft
Listing courtesy of Royal Lepage Proalliance Realty MLS® X13800184
About this home
Now is your time to enjoy a beautiful waterfront lifestyle on the Bay of Quinte. This impeccable & maintenance free home is situated in the exclusive St James By the Bay, where you can wake up every morning without a care. Enjoy the landscaped grounds, sit by the water or lounge on your private deck. Whether you are retired or just want a turn-key lifestyle, this fully renovated bungaloft delivers. Stunning upgrades throughout this 2 bdrm + den, 3.5 bath end unit with double attached garage, lots of parking and a fully finished lower level. If you are looking for a sought after Adult Lifestyle Community close to City amenities, golf courses and a short drive to Prince Edward County, this is your opportunity. Ask for more details on this unique community.
Property details
Overview
- Property Type
- Other
- Style
- Bungaloft
- For
- For Sale
- Status
- New
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- Finished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stone
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $5,295 (2026)
- Condo Fee
- $516/mo
- Fee Includes
- Common Elements Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Belleville Ward
- Cross Street
- Dundas St W & Avonlough Rd
Listing
- MLS® Number
- X13800184
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- Flexible
- Listed By
- Royal Lepage Proalliance Realty
Rooms
Features
Interior
- Auto Garage Door Remote
- Included
- light fixtures, garage door opener & remote, dishwasher,
- Excluded
- personal belongings
Mortgage calculator
Estimated mortgage payment
$2,546 per month
- Principal and interest
- $2,546
- Property tax
- $441
- Condo fees
- $516
- Estimated monthly cost
- $3,504
Your mortgage
- Mortgage amount
- $460,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $303,793
Cash to close
- Down payment
- $115,000
- Land transfer tax
- $7,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $122,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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