Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$419,900

Est. payment $1,859/moCalculate yours

849 Water Street, Peterborough, ON K9H 3P1

Northcrest Ward 5, Peterborough, ON K9H 3P1

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 700 Sq Ft
Map

Listing courtesy of Exit Realty Liftlock MLS® X13759162

About this home

Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you’re looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
700 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Crawl Space

Building & Systems

Heating
Forced Air (Gas)
Cooling
None
Exterior
Brick
Foundation
Stone
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
31 x 90.2 Feet
Parking
Detached garage · 4 total

Financial

Property Taxes
$3,804 (2025)

Location

Neighbourhood
Northcrest Ward 5
Cross Street
Water Street & Hilliard St
Direction Faces
North

Listing

MLS® Number
X13759162
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
Exit Realty Liftlock

Rooms

Room Level Dimensions
Bedroom 4 Main 11′ 7″ × 11′ 9″
Bathroom Main 2′ 11″ × 6′ 4″
Bedroom 3 Second 7′ 5″ × 11′ 6″
Laundry Main 11′ 11″ × 7′ 10″
Primary Bedroom Second 8′ 11″ × 11′ 6″
Living Room Main 13′ 5″ × 11′ 11″
Bedroom 2 Second 8′ 7″ × 8′ 7″
Kitchen Main 11′ 1″ × 11′ 7″
Bathroom Second 8′ 5″ × 8′ 7″

Features

Interior

  • Storage

Property

  • Beach
  • Park
  • Public Transit
  • River/Stream

Pool

  • None
Included
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer
Excluded
Personal belongings
Rental items
HWT

Mortgage calculator

Minimum for this price: $20,995 (5%)

Amortization, years

Estimated mortgage payment

$1,859 per month

Principal and interest
$1,859
Property tax
$317
Estimated monthly cost
$2,176

Your mortgage

Mortgage amount
$335,920
Mortgage insurance
Not needed
Interest over 25 years
$221,848

Cash to close

Down payment
$83,980
Land transfer tax
$4,873
Total, before legal fees
$88,853
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

849 Water Street, Peterborough, ON K9H 3P1 Northcrest Ward 5, Peterborough, ON K9H 3P1
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$419,900 849 Water Street, Peterborough, ON K9H 3P1
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