$419,900
Est. payment $1,859/moCalculate yours
849 Water Street, Peterborough, ON K9H 3P1
Northcrest Ward 5, Peterborough, ON K9H 3P1
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 700 Sq Ft
Listing courtesy of Exit Realty Liftlock MLS® X13759162
About this home
Perfect for First-Time Buyers, Families, or Investors! This well-maintained 4-bedroom home offers exceptional value with numerous updates throughout, making it an ideal opportunity for first-time buyers, growing families, or investors seeking a turnkey rental property. With its proximity to city transit, shopping, restaurants, parks, walking trails, the beach, and a direct bus route to Trent University, this property offers both convenience and strong rental appeal. Step inside to discover a bright, clean interior featuring fresh paint and updated light fixtures. The home has benefited from extensive improvements over the years, providing peace of mind for its next owner. Updates include a gas furnace, newer windows (2011 and 2013), new siding in 2011, and a new roof in 2025.The detached garage renovations in 2011, including a new concrete slab, updated wiring with a 60-amp pony panel, and added insulation-making it an excellent space for storage, a workshop, or hobby area. Garage shingles new in 2016. Additional exterior improvements include a rear concrete porch, freshly painted front porch, newer concrete walkway, and updated front and rear doors. Whether you’re looking for a family home in a convenient location or a solid investment opportunity with excellent potential for student or family rentals, this move-in-ready property checks all the boxes. Simply unpack, settle in, and enjoy everything this fantastic home and location have to offer.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 700 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- None
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 31 x 90.2 Feet
- Parking
- Detached garage · 4 total
Financial
- Property Taxes
- $3,804 (2025)
Location
- Neighbourhood
- Northcrest Ward 5
- Cross Street
- Water Street & Hilliard St
- Direction Faces
- North
Listing
- MLS® Number
- X13759162
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- Exit Realty Liftlock
Rooms
Features
Interior
- Storage
Property
- Beach
- Park
- Public Transit
- River/Stream
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Microwave, Washer, Dryer
- Excluded
- Personal belongings
- Rental items
- HWT
Mortgage calculator
Estimated mortgage payment
$1,859 per month
- Principal and interest
- $1,859
- Property tax
- $317
- Condo fees
- $0
- Estimated monthly cost
- $2,176
Your mortgage
- Mortgage amount
- $335,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $221,848
Cash to close
- Down payment
- $83,980
- Land transfer tax
- $4,873
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $88,853
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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