$399,900
Est. payment $1,771/moCalculate yours
15 Phipps Street, Fort Erie, ON L2A 2V1
332 - Central, Fort Erie, ON L2A 2V1
- 2 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13808404
About this home
This move-in-ready 1.5-storey home is just steps from the Niagara River with views of the Buffalo skyline. Located in a quiet, family-friendly Fort Erie neighbourhood, this low-maintenance property blends character with modern convenience. Featuring 2 bedrooms, 1.5 bathrooms, heated floors throughout the main level, SMART-controlled heat pumps for efficient heating and cooling, and a fully renovated kitchen with updated cabinetry, countertops, backsplash, and included SMART appliances. Recent updates include flooring, bathroom renovation (2023), crawlspace encapsulation (2021), fencing (2022), asphalt driveway + concrete pad (2019), irrigation system (2022), and more. The updated and encapsulated crawlspace provides added peace of mind, without the worry of a traditional basement and its potential for leaks or flooding. Enjoy morning coffee from the front porch, waterfront walks just seconds away, and peaceful year-round views of the river. Detached workshop/living space includes its own heat pump and updated hydro for added flexibility and comfort, with an easy switchover for future garage usage. A fantastic opportunity for buyers seeking lifestyle, comfort, and modern upgrades in a prime location near the water.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None, Crawl Space
Building & Systems
- Heating
- Baseboard (Gas)
- Cooling
- Wall Unit(s), Window Unit(s)
- Exterior
- Vinyl Siding
- Foundation
- Post & Pad
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 36.66 x 75.75 Feet
- Parking
- Other garage · 2 total
Financial
- Property Taxes
- $2,528 (2026)
Location
- Neighbourhood
- 332 - Central
- Cross Street
- Phipps and Niagara blvd
- Direction Faces
- South
Listing
- MLS® Number
- X13808404
- Days on Market
- 27
- Listed On
- 2026-09-21
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Carpet Free
- On Demand Water Heater
- Upgraded Insulation
- Water Heater Owned
Pool
- None
- Included
- All appliances, light fixtures, smoke/carbon monoxide detectors, window coverings.
- Excluded
- Security cameras.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$1,771 per month
- Principal and interest
- $1,771
- Property tax
- $211
- Condo fees
- $0
- Estimated monthly cost
- $1,981
Your mortgage
- Mortgage amount
- $319,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $211,281
Cash to close
- Down payment
- $79,980
- Land transfer tax
- $4,474
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $84,454
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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