Gurvinder Nokwal REALTOR®
For Sale Condo Townhouse 100 days on market

$839,000 ↓ $40,000 from $879,000

Est. payment $3,715/moCalculate yours

92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 2 + 2 Beds
  • 3 Baths
  • 1 Garage
  • 1,200 Sq Ft

Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13551128

About this home

Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.

Property details

Overview

Property Type
Condo Townhouse
Style
Bungalow
For
For Sale
Status
Sold Conditional Escape
Size
1,200 sqft

Interior

Bedrooms
2 + 2
Bathrooms
3
Kitchens
1
Basement
Full, Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Vinyl Siding, Stone
Foundation
Concrete
Roof
Asphalt Shingle

Lot & Parking

Parking
Attached garage · 3 total

Financial

Property Taxes
$4,249 (2025)
Condo Fee
$275/mo
Fee Includes
Common Elements Included
Pets
Yes-with Restrictions

Location

Neighbourhood
108 - Virgil
Cross Street
Casselman & Loretta

Listing

MLS® Number
X13551128
Days on Market
100
Listed On
2026-07-10
Possession
1-29 days
Listed By
NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE

Rooms

Room Level Dimensions
Recreation Basement 21′ 10″ × 21′ 9″
Bedroom Basement 10′ 5″ × 9′ 2″
Laundry Main 7′ 10″ × 5′ 2″
Kitchen Main 22′ 3″ × 10′ 3″
Bedroom Main 10′ 5″ × 9′ 2″
Bedroom Basement 15′ 9″ × 11′ 4″
Primary Bedroom Main 17′ 4″ × 11′ 8″
Cold Room/Cantina Basement 9′ 7″ × 4′ 2″
Living Room Main 17′ 8″ × 11′ 9″
Other Basement 7′ 6″ × 6′ 10″
Utility Room Basement 11′ 2″ × 10′ 0″

Features

Interior

  • Primary Bedroom - Main Floor
  • Sump Pump

Property

  • Cul de Sac/Dead End
  • Park
Excluded
Fridge
Rental items
Hot water heater

Mortgage calculator

Minimum for this price: $58,900 (7.02%)

Amortization, years

Estimated mortgage payment

$3,715 per month

Principal and interest
$3,715
Property tax
$354
Condo fees
$275
Estimated monthly cost
$4,344

Your mortgage

Mortgage amount
$671,200
Mortgage insurance
Not needed
Interest over 25 years
$443,273

Cash to close

Down payment
$167,800
Land transfer tax
$13,255
Total, before legal fees
$181,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$839,000 92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0
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