$839,000
↓ $40,000 from $879,000
Est. payment $3,715/moCalculate yours
92 Loretta Drive 14, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 2 + 2 Beds
- 3 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE MLS® X13551128
About this home
Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional Escape
- Size
- 1,200 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Stone
- Foundation
- Concrete
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $4,249 (2025)
- Condo Fee
- $275/mo
- Fee Includes
- Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Casselman & Loretta
Listing
- MLS® Number
- X13551128
- Days on Market
- 100
- Listed On
- 2026-07-10
- Possession
- 1-29 days
- Listed By
- NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGE
Rooms
Features
Interior
- Primary Bedroom - Main Floor
- Sump Pump
Property
- Cul de Sac/Dead End
- Park
- Excluded
- Fridge
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$3,715 per month
- Principal and interest
- $3,715
- Property tax
- $354
- Condo fees
- $275
- Estimated monthly cost
- $4,344
Your mortgage
- Mortgage amount
- $671,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $443,273
Cash to close
- Down payment
- $167,800
- Land transfer tax
- $13,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $181,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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