Gurvinder Nokwal REALTOR®
For Sale Detached 53 days on market

$3,490,000

Est. payment $15,453/moCalculate yours

1059 Bona Vista Road, Lake of Bays, ON P1H 2J3

Franklin, Lake of Bays, ON P1H 2J3

  • 3 Beds
  • 2 Baths
  • 2,500 Sq Ft

Listing courtesy of Harvey Kalles Real Estate Ltd. MLS® X13713472

About this home

Within the Bona Vista enclave on Lake of Bays, this property reaches from the water back into 35 acres of shared land, owned and reserved for members of the Bona Vista Cottagers Association. Private trails wind through the property to picnic spots overlooking Dreamhaven Lake, walked in summer and snowshoed in winter, and the protected water is well suited to paddling. With 160 feet of frontage on Lake of Bays, the setting moves from forest to shoreline across a single property. Built in 2016 with ICF construction for year-round efficiency, the 1.5-storey home centres on an open-concept living space where expansive windows keep the water in view and a wood-burning fireplace anchors the room after dark. The main floor has a bedroom and full bath for single-level living, with two more bedrooms and a second full bath upstairs. A four-season Muskoka room with a propane fireplace extends the usable space into the colder months. Outside, two separate bunkies add flexible room for guests, hobbies, or storage. At the shoreline, the boathouse is the rare piece: a single-slip, two-storey design with full accommodations above, a 3-piece bathroom, and a private balcony over the water. Two-storey boathouses like this one are no longer permitted on Lake of Bays, which makes the living space at the water’s edge something that cannot be replicated on a new build. Set on nearly an acre with year-round access, the property runs on forced air heating, fibre internet, and a drilled well, making it as workable as a full-time residence as it is a four-season retreat. From the trails at the back to the room above the water, it covers ground that few Lake of Bays properties can.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
3
Bathrooms
2
Kitchens
1
Basement
Unfinished, Walk-Out

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Wood
Foundation
Insulated Concrete Form, Piers
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
160 x 218 Feet
Parking
None garage · 6 total
Zoning
WR

Financial

Property Taxes
$8,636 (2026)

Location

Neighbourhood
Franklin
Cross Street
South Portage Rd / Bona Vista Rd
Direction Faces
East

Listing

MLS® Number
X13713472
Days on Market
53
Listed On
2026-08-26
Possession
Flexible
Listed By
Harvey Kalles Real Estate Ltd.

Rooms

Room Level Dimensions
Dining Room Main 14′ 5″ × 8′ 1″
Bedroom Second 14′ 11″ × 14′ 5″
Living Room Main 18′ 11″ × 18′ 0″
Bathroom Main 10′ 10″ × 9′ 1″
Bedroom Second 14′ 11″ × 10′ 11″
Bathroom Second 9′ 2″ × 12′ 4″
Family Room Main 11′ 4″ × 30′ 11″
Kitchen Main 14′ 5″ × 15′ 2″
Bedroom Main 10′ 9″ × 10′ 11″

Features

Interior

  • ERV/HRV
  • Water Heater Owned
  • Water Softener

Property

  • Beach
  • Marina
  • Lake Backlot

Pool

  • None
Included
Refrigerator, Electric range, Dishwasher, Beverage fridge, Over-the-range microwave, Generator, Washer, Dryer
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $698,000 (20%)

Amortization, years

Estimated mortgage payment

$15,453 per month

Principal and interest
$15,453
Property tax
$720
Estimated monthly cost
$16,173

Your mortgage

Mortgage amount
$2,792,000
Mortgage insurance
Not needed
Interest over 25 years
$1,843,889

Cash to close

Down payment
$698,000
Land transfer tax
$73,725
Total, before legal fees
$771,725
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1059 Bona Vista Road, Lake of Bays, ON P1H 2J3 Franklin, Lake of Bays, ON P1H 2J3
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$3,490,000 1059 Bona Vista Road, Lake of Bays, ON P1H 2J3
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