$659,900
Est. payment $2,922/moCalculate yours
1782 Lovering Line, Severn, ON L0K 1E0
Rural Severn, Severn, ON L0K 1E0
- 4 Beds
- 1 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX COUNTRY LAKES REALTY INC. MLS® S13704516
About this home
Escape to the peaceful beauty of country living with this charming 1.5-storey brick and vinyl home on an impressive 100 x 280-foot lot fronting on the North River and surrounded by farm fields. Take your boat right from your dock out to Georgian Bay! Enjoy morning coffee on your dock, fish or cool off with a swim, relax in the 3-season sunroom overlooking the pool and tranquil river views. Inside, this warm and inviting 4-bdrm home blends modern updates with rustic character. The main floor features a welcoming mudroom, spacious primary bdrm with barn door, convenient laundry, and an updated custom kitchen with granite countertops, movable centre island with breakfast seating, and plenty of space. The beautifully renovated 5-piece bath includes a deep soaker tub with subway tile surround. Open-concept dining and living areas are perfect for entertaining and showcase gorgeous reclaimed structural barn beams, whitewashed pine accent walls, updated flooring, and paint. The bright 3-season sunroom leads to the expansive 24′ x 24′ wraparound deck surrounding the above-ground pool; ideal for summer barbecues, gatherings & enjoying the peaceful waterfront setting. Upstairs offers three additional bedrooms, each with closets. The unfinished basement provides excellent storage. Recent updates include a propane furnace and CAC (2025), shingles and vinyl siding (2016), updated 200-amp electrical panel (2023), drilled well with UV light filtration and a water softener. The insulated double garage, finished with rough-cut pine walls and steel, provides excellent space for vehicles, hobbies or a workshop and could be heated. 10 minutes from Orillia, this property offers the perfect balance of country privacy and convenient access to shopping, restaurants, hospital, schools and amenities. A rare opportunity to enjoy an affordable waterfront lifestyle with boating, fishing, swimming, entertaining and spectacular views from your own backyard!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 100 x 279.88 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $2,152 (2025)
Location
- Neighbourhood
- Rural Severn
- Cross Street
- Upper Big Chute Rd & Lovering Line
- Direction Faces
- West
Listing
- MLS® Number
- S13704516
- Days on Market
- 57
- Listed On
- 2026-08-22
- Possession
- TBA
- Listed By
- RE/MAX COUNTRY LAKES REALTY INC.
Rooms
Features
Interior
- Brick & Beam
- Primary Bedroom - Main Floor
- Propane Tank
- Sump Pump
- Water Heater Owned
- Water Softener
Property
- Clear View
- River/Stream
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- Above Ground
- Included
- Existing Fridge, Stove, Laundry Washer and Dryer, Owned Hot Water Tank, All Electric Light Fixtures, All Window Coverings, Above Ground Pool and Accessories, Hot Tub (Currently Working As Is), Dock
Mortgage calculator
Estimated mortgage payment
$2,922 per month
- Principal and interest
- $2,922
- Property tax
- $179
- Condo fees
- $0
- Estimated monthly cost
- $3,101
Your mortgage
- Mortgage amount
- $527,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $348,648
Cash to close
- Down payment
- $131,980
- Land transfer tax
- $9,673
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $141,653
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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