$424,900
Est. payment $1,881/moCalculate yours
77 First Avenue, St. Thomas, ON N5R 4N6
St. Thomas, St. Thomas, ON N5R 4N6
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of RE/MAX ADVANTAGE REALTY LTD. MLS® X13822622
About this home
Welcome to 77 First Avenue in St. Thomas! This charming 1-storey home is an excellent opportunity for first-time buyers, downsizers or anyone looking for a property with room to grow. The main floor features a bright, open-concept living and dining area, an updated kitchen with granite countertops and backsplash, an updated bathroom, and a versatile office or bedroom with patio doors leading to the deck. Upstairs, you’ll find the primary bedroom and a second bedroom. The unfinished basement includes a roughed-in bathroom and offers plenty of potential for additional living space. Outside, the fully fenced backyard is made for summer enjoyment, complete with an inground saltwater pool and a fantastic patio for entertaining. Improvements over the years include the furnace and central air conditioning (approx. 2021), flooring throughout (approx. 2021), granite kitchen countertops and backsplash (approx. 2021), an updated electrical panel (approx. 2020), owned water heater (2026), pool sand filter and solar cover (2026), fencing and deck (approx. 2020). The durable metal roof was installed by a previous owner and remains in great condition. Conveniently located close to shopping, schools, the hospital, restaurants, the Family YMCA and everyday amenities, this inviting home offers comfort, versatility and exceptional outdoor living. Plus did we mention there was a POOL!!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Total Rooms
- 7
- Basement
- Unfinished, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Vinyl Siding
- Foundation
- Concrete Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 115.5 Feet
- Parking
- None garage · 3 total
- Zoning
- R
Financial
- Property Taxes
- $2,954 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- First Ave and Chestnut St
- Direction Faces
- West
Listing
- MLS® Number
- X13822622
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- Flexible
- Listed By
- RE/MAX ADVANTAGE REALTY LTD.
Rooms
Features
Interior
- Water Heater Owned
- Sump Pump
Property
- Fenced Yard
- Hospital
- Park
- School
Pool
- Inground
- Included
- Fridge, Stove, Washer and Dryer. Water Heater.
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$1,881 per month
- Principal and interest
- $1,881
- Property tax
- $246
- Condo fees
- $0
- Estimated monthly cost
- $2,128
Your mortgage
- Mortgage amount
- $339,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $224,490
Cash to close
- Down payment
- $84,980
- Land transfer tax
- $4,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $89,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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