$747,000
Est. payment $3,308/moCalculate yours
108 Division Street, Oshawa, ON L1G 5M1
O'Neill, Oshawa, ON L1G 5M1
- 2 Beds
- 2 Baths
- 1,500 Sq Ft
Listing courtesy of Keller Williams Energy Real Estate MLS® E13819914
About this home
*****LEGAL DUPLEX***** Welcome to this legal 2-unit home offering exceptional income potential or versatile multi-generational living, ideally located just steps from shopping, everyday amenities, and public transit.The main-level unit features a bright eat-in kitchen with a direct walkout to the private back deck and yard, accompanied by a comfortable living room and a spacious main-floor bedroom.The sprawling upper unit spans the top two levels, starting on the second floor with a second eat-in kitchen, a sunlit living room, a dedicated laundry room, and a bedroom equipped with convenient his-and-hers closets. Moving up to the third level, you will find a versatile loft space that functions beautifully as an expansive retreat.Out front, enjoy excellent curb appeal complete with a welcoming front deck and parking for up to 3 vehicles, along with a detached garden shed in the back for extra storage. A turnkey property offering rare versatility and strong rental potential in a prime, walkable location. Main floor is tenant occupied. Upper unit is vacant.
Property details
Overview
- Property Type
- Detached
- Style
- 2 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 2
- Total Rooms
- 9
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Unknown
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 40 x 80 Feet
- Parking
- None garage · 3 total
Financial
- Property Taxes
- $4,553 (2026)
Location
- Neighbourhood
- O'Neill
- Cross Street
- Division And Bond
- Direction Faces
- West
Listing
- MLS® Number
- E13819914
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- TBA
- Listed By
- Keller Williams Energy Real Estate
Rooms
Features
Interior
- None
Pool
- None
- Included
- Main floor Unit: Stove, Microwave, Fridge. Upper Unit: Clothes Washer, Clothes Dryer, Stove, Microwave, Fridge. Garden Shed.
- Excluded
- Coin Washer & Coin Dryer in basement.
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$3,308 per month
- Principal and interest
- $3,308
- Property tax
- $379
- Condo fees
- $0
- Estimated monthly cost
- $3,687
Your mortgage
- Mortgage amount
- $597,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $394,666
Cash to close
- Down payment
- $149,400
- Land transfer tax
- $11,415
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $160,815
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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