$599,000
↓ $130,000 from $729,000
Est. payment $2,652/moCalculate yours
42291 John Wise Line, Central Elgin, ON N5R 5T4
Rural Central Elgin, Central Elgin, ON N5R 5T4
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of GLOBAL BRICKS REALTY MLS® X13780744
About this home
Welcome to a truly one-of-a-kind home that feels like your own private retreat in the heart of the city. Beautifully renovated throughout, this stunning property features a brand-new kitchen with gorgeous countertops, new flooring, updated electrical, and modern finishes that make it completely move-in ready. Step outside to a backyard dreams are made of-private, peaceful, and offering the feeling of country living without leaving the city. Enjoy relaxing or entertaining on the spacious deck, while the walkout basement and separate entrance provide incredible flexibility and future potential. This is more than just a home-it is a rare opportunity to enjoy privacy, tranquility, and city convenience all in one exceptional property. You truly will not find another home like this
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Walk-Out
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 156 x 154 Feet
- Parking
- None garage · 8 total
Financial
- Property Taxes
- $2,896 (2025)
Location
- Neighbourhood
- Rural Central Elgin
- Cross Street
- John Wise & Sunset dr
- Direction Faces
- North
Listing
- MLS® Number
- X13780744
- Days on Market
- 37
- Listed On
- 2026-09-11
- Listed By
- GLOBAL BRICKS REALTY
Features
Interior
- Other
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $241
- Condo fees
- $0
- Estimated monthly cost
- $2,894
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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