Gurvinder Nokwal REALTOR®
For Sale Fourplex 32 days on market

$799,900

Est. payment $3,542/moCalculate yours

13 Church Street, Stirling-Rawdon, ON K0K 3E0

Stirling Ward, Stirling-Rawdon, ON K0K 3E0

  • 7 Beds
  • 4 Baths
  • 2 Garage
  • 3,500 Sq Ft

Listing courtesy of Royal Lepage Proalliance Realty MLS® X13791976

About this home

A standout 4-plex opportunity for investors, multi-generational buyers, or those looking to live in one unit while building equity through the others. This handsome red-brick building has been carefully maintained and continually improved by an owner who has tackled project after project. The four units include three 2-bedrooms and one 1-bedroom, with significant improvements completed throughout the building, including two recent top-to-bottom renovations. Importantly, the improvements go well beyond cosmetic updates, with mechanical systems and major components also upgraded along the way. The result is a property that looks the part today. Unit A is currently owner occupied and retains the building’s original charm with tall ceilings and classic mouldings, plus a full-height basement, multi-tier deck, and outdoor kitchen. Keep it as your home and let the other three units help carry the expenses, or set a new rent when it becomes vacant. For the investor, each unit has its own exterior entrance and is separately metered for heat and hydro. Newer furnaces and vinyl windows help keep operating costs manageable, while the basement can be separated from Unit A and accessed from outside for easy maintenance. The 28′ x 20′ detached garage with 60-amp hydro offers another avenue to grow the income. Large enough to divide into multiple secure storage spaces, it could generate additional rental income by offering dedicated storage to tenants or renting spaces separately. Ample parking and a newly paved driveway complete the package. The location is a strong draw for tenants, with downtown Stirling, parks, the Community Centre, grocery, laundromat, and everyday amenities all within walking distance. For commuters, the 401 is approximately 15 minutes away with easy access to Trenton and Belleville, while Highway 7 is also 15 minutes away.

Property details

Overview

Property Type
Fourplex
Style
2-Storey
For
For Sale
Status
New
Approximate Age
100+
Size
3,500 sqft

Interior

Bedrooms
7
Bathrooms
4
Kitchens
4
Basement
Full, Unfinished, Separate Entrance

Building & Systems

Heating
Forced Air (Electric)
Cooling
Window Unit(s)
Exterior
Brick
Foundation
Stone
Roof
Metal, Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
66 x 165 Feet
Parking
Detached garage · 10 total
Zoning
R2

Financial

Property Taxes
$5,995 (2026)

Location

Neighbourhood
Stirling Ward
Cross Street
Church St / Hwy 14 (North St)
Direction Faces
South

Listing

MLS® Number
X13791976
Days on Market
32
Listed On
2026-09-16
Possession
Flexible
Listed By
Royal Lepage Proalliance Realty

Features

Interior

  • Separate Heating Controls
  • Separate Hydro Meter

Property

  • Golf
  • Library
  • Place Of Worship
  • School

Pool

  • None
Included
Fridge (4), Stove (4), Electric Hot Water Heater (1)
Excluded
Tenants belongings; garage contents; Fridge, washer, dryer in basement
Rental items
Gas Hot Water Heaters (3)

Mortgage calculator

Minimum for this price: $54,990 (6.87%)

Amortization, years

Estimated mortgage payment

$3,542 per month

Principal and interest
$3,542
Property tax
$500
Estimated monthly cost
$4,041

Your mortgage

Mortgage amount
$639,920
Mortgage insurance
Not needed
Interest over 25 years
$422,615

Cash to close

Down payment
$159,980
Land transfer tax
$12,473
Total, before legal fees
$172,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

13 Church Street, Stirling-Rawdon, ON K0K 3E0 Stirling Ward, Stirling-Rawdon, ON K0K 3E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$799,900 13 Church Street, Stirling-Rawdon, ON K0K 3E0
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