$849,000
Est. payment $3,759/moCalculate yours
119 Pine Tree Harbour Road, Northern Bruce Peninsula, ON N0H 1Z0
Northern Bruce Peninsula, Northern Bruce Peninsula, ON N0H 1Z0
- 4 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE RCR REALTY MLS® X13824678
About this home
Dreaming of cottage mornings? Welcome to 119 Pine Tree Harbour, where every day feels like a getaway on the sparkling shores of Lake Huron. This beautifully updated four-bedroom waterfront home offers more than 2,600 square feet of inviting living space designed to make the most of its breathtaking setting. Large windows frame sweeping water views, while the fully renovated kitchen-updated just three years ago-opens into bright, welcoming spaces perfect for entertaining family and friends. The upper level features rich hardwood flooring, two spacious bedrooms, and two full bathrooms, creating a comfortable retreat after a day on the water. Downstairs, the finished lower level provides a generous family room, two additional bedrooms, a convenient two-piece bath, laundry area, and plenty of storage-ideal for guests, extended family, or weekend visitors. Outside, the magic of waterfront living truly comes to life. With a stationary dock, private boat launch, and dedicated docking bays, you’ll have everything you need for boating, Sea-Doos, fishing, and unforgettable summer adventures. An attached garage and a large detached boathouse/workshop, built in 2018, provide exceptional storage for all your boats, water toys, and outdoor gear. Thoughtful upgrades throughout the home include 30 inches of blown-in insulation, an energy-efficient heat pump system, a Generac backup generator, a newer asphalt roof, and newly built decks that invite you to sit back, relax, and soak in the ever-changing beauty of Lake Huron. Whether you’re searching for a year-round waterfront home or the cottage you’ve always dreamed of, 119 Pine Tree Harbour is the kind of place where memories are made, traditions are born, and every season brings a new reason to fall in love with life at the lake.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Heat Pump (Propane)
- Cooling
- Wall Unit(s)
- Exterior
- Vinyl Siding, Stone
- Foundation
- Block, Slab
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 139.22 x 160.12 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R2
Financial
- Property Taxes
- $4,396 (2025)
Location
- Neighbourhood
- Northern Bruce Peninsula
- Cross Street
- Lindsay Road 30
- Direction Faces
- South
Listing
- MLS® Number
- X13824678
- Days on Market
- 25
- Listed On
- 2026-09-23
- Possession
- Flexible
- Listed By
- ROYAL LEPAGE RCR REALTY
Rooms
Features
Interior
- Auto Garage Door Remote
- Carpet Free
- Central Vacuum
- Generator - Partial
- Propane Tank
- Upgraded Insulation
- Water Heater Owned
- Water Softener
- Water Treatment
Property
- Sloping
- Lake Access
- Level
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- Fridge, Stove, Dishwasher, Built-in Microwave, HWT Owned, Washer, Dryer, Smoke Detectors
- Excluded
- Wood Bear, Removable Dock, Personal Items, Furnishings
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$3,759 per month
- Principal and interest
- $3,759
- Property tax
- $366
- Condo fees
- $0
- Estimated monthly cost
- $4,126
Your mortgage
- Mortgage amount
- $679,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $448,556
Cash to close
- Down payment
- $169,800
- Land transfer tax
- $13,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $183,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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