$414,900
↓ $9,000 from $423,900
Est. payment $1,837/moCalculate yours
245 Queen Street W 305, Centre Wellington, ON N1M 3R6
Fergus, Centre Wellington, ON N1M 3R6
- 2 Beds
- 2 Baths
- 1,000 Sq Ft
Listing courtesy of Keller Williams Home Group Realty MLS® X13544124
About this home
Welcome to Unit 305, a spacious riverside condo offering the perfect blend of comfort, convenience and tranquility in the heart of historic Fergus. This beautifully maintained 2 bedroom, 2 bathroom suite features 1,213 sq ft of thoughtfully designed living space, making it an ideal choice for those looking to downsize or enjoy a carefree, maintenance free lifestyle. The bridge, open layout offers generous living and dining areas, while the primary bedroom features a private 3 piece ensuite for added comfort and privacy. The second bedroom provides the flexibility to serve as a guest room, home office or hobby space. One of this homes most desirable features is its location overlooking the Grand River. Enjoy peaceful mornings on your private balcony with a coffee in hand as you take in the calming river views and the sounds of nature. Located just steps from downtown Fergus, you’ll enjoy easy walking access to boutique shopping, local cafes, restaurants, pharmacies, parks and the many festivals and community events that make Fergus such a wonderful place to call home. Recent Updates include,Gas Furnace (2022) Central Air (2022) Windows and Patio door (2022) If you’ve been searching for a relaxed lifestyle in one of Centre Wellington’s most sought after locations, Unit 305 offers the perfect opportunity to enjoy the best of riverside living.
Property details
Overview
- Property Type
- Common Element Condo
- Style
- Apartment
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,000 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete
- Foundation
- Concrete
Lot & Parking
- Parking
- None garage · 1 total
- Zoning
- R1B
Financial
- Property Taxes
- $2,901 (2026)
- Condo Fee
- $635/mo
- Fee Includes
- Water Included, Building Insurance Included, Common Elements Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Fergus
- Cross Street
- Tower St S & Queen St W
Listing
- MLS® Number
- X13544124
- Days on Market
- 101
- Listed On
- 2026-07-09
- Possession
- Flexible
- Listed By
- Keller Williams Home Group Realty
Rooms
Features
Interior
- Water Heater
- Water Softener
Property
- Cul de Sac/Dead End
- Level
- Library
- River/Stream
- Waterfront
- Included
- Fridge, stove, dishwasher and dryer, water softener, curtains, blinds and all window accessories,
Mortgage calculator
Estimated mortgage payment
$1,837 per month
- Principal and interest
- $1,837
- Property tax
- $242
- Condo fees
- $635
- Estimated monthly cost
- $2,713
Your mortgage
- Mortgage amount
- $331,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $219,206
Cash to close
- Down payment
- $82,980
- Land transfer tax
- $4,773
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $87,753
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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