$649,900
↓ $10,000 from $659,900
Est. payment $2,878/moCalculate yours
224 O’Neil Street, Peterborough, ON K9K 0H5
Monaghan Ward 2, Peterborough, ON K9K 0H5
- 3 Beds
- 3 Baths
- 1 Garage
- 2,000 Sq Ft
Listing courtesy of Exit Realty Liftlock MLS® X13799144
About this home
Welcome to 224 O’Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick Front
- Foundation
- Poured Concrete
- Roof
- Fibreglass Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 30.02 x 108.27 Metres
- Parking
- Attached garage · 2 total
Financial
- Property Taxes
- $1,417 (2026)
Location
- Neighbourhood
- Monaghan Ward 2
- Cross Street
- York Street to O'Neil
- Direction Faces
- South
Listing
- MLS® Number
- X13799144
- Days on Market
- 31
- Listed On
- 2026-09-17
- Possession
- Immediate
- Listed By
- Exit Realty Liftlock
Rooms
Features
Interior
- Air Exchanger
- ERV/HRV
- Floor Drain
- Water Meter
Pool
- None
- Included
- 6 New appliances, Fridge, stove, dishwasher, countertop Microwave, Washer, Dryer, and Chimney Range Hood.
- Rental items
- Rent Gas water heater ( Enercare)
Mortgage calculator
Estimated mortgage payment
$2,878 per month
- Principal and interest
- $2,878
- Property tax
- $118
- Condo fees
- $0
- Estimated monthly cost
- $2,996
Your mortgage
- Mortgage amount
- $519,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $343,365
Cash to close
- Down payment
- $129,980
- Land transfer tax
- $9,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $139,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.