Gurvinder Nokwal REALTOR®
For Sale Detached 31 days on market

$649,900 ↓ $10,000 from $659,900

Est. payment $2,878/moCalculate yours

224 O’Neil Street, Peterborough, ON K9K 0H5

Monaghan Ward 2, Peterborough, ON K9K 0H5

  • 3 Beds
  • 3 Baths
  • 1 Garage
  • 2,000 Sq Ft
Map

Listing courtesy of Exit Realty Liftlock MLS® X13799144

About this home

Welcome to 224 O’Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
Price Change
Size
2,000 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Unfinished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick Front
Foundation
Poured Concrete
Roof
Fibreglass Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
30.02 x 108.27 Metres
Parking
Attached garage · 2 total

Financial

Property Taxes
$1,417 (2026)

Location

Neighbourhood
Monaghan Ward 2
Cross Street
York Street to O'Neil
Direction Faces
South

Listing

MLS® Number
X13799144
Days on Market
31
Listed On
2026-09-17
Possession
Immediate
Listed By
Exit Realty Liftlock

Rooms

Room Level Dimensions
Kitchen Main 11′ 11″ × 10′ 6″
Primary Bedroom Second 13′ 7″ × 12′ 4″
Laundry Second 5′ 8″ × 11′ 5″
Bedroom 2 Second 14′ 4″ × 11′ 4″
Foyer Main 10′ 2″ × 9′ 4″
Bedroom 3 Second 12′ 2″ × 11′ 3″
Dining Room Main 7′ 9″ × 10′ 6″
Living Room Main 20′ 3″ × 11′ 8″

Features

Interior

  • Air Exchanger
  • ERV/HRV
  • Floor Drain
  • Water Meter

Pool

  • None
Included
6 New appliances, Fridge, stove, dishwasher, countertop Microwave, Washer, Dryer, and Chimney Range Hood.
Rental items
Rent Gas water heater ( Enercare)

Mortgage calculator

Minimum for this price: $39,990 (6.15%)

Amortization, years

Estimated mortgage payment

$2,878 per month

Principal and interest
$2,878
Property tax
$118
Estimated monthly cost
$2,996

Your mortgage

Mortgage amount
$519,920
Mortgage insurance
Not needed
Interest over 25 years
$343,365

Cash to close

Down payment
$129,980
Land transfer tax
$9,473
Total, before legal fees
$139,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

224 O’Neil Street, Peterborough, ON K9K 0H5 Monaghan Ward 2, Peterborough, ON K9K 0H5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$649,900 224 O’Neil Street, Peterborough, ON K9K 0H5
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