$465,000
↓ $10,000 from $475,000
Est. payment $2,059/moCalculate yours
360 Cedar Avenue, Meaford, ON N4L 1W5
Meaford, Meaford, ON N4L 1W5
- 3 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of EXP REALTY MLS® X13615878
About this home
Your Georgian Bay Cottage Escape - Without the Waterfront Price Tag! Dreaming of a Georgian Bay getaway without the cost of direct waterfront ownership? This inviting three-bedroom cottage offers an affordable way to enjoy the cottage lifestyle, with a nearby water access area just a five-minute walk away. Spend summer days swimming, paddling and exploring the bay, then unwind on the wrap-around front deck with morning coffee or relaxed evenings with family and friends. Low property taxes add to the appeal, making this an attractive option for buyers looking for a personal retreat without the higher carrying costs often associated with waterfront properties. Currently enjoyed by the owners for three seasons, with occasional winter use, the cottage offers flexibility for extended getaways throughout the year. A cozy wood-burning stove creates a welcoming atmosphere on cooler days, while baseboard heating provides additional warmth. A wall-mounted air conditioner helps keep things comfortable during the summer months. Beyond its appeal as a personal escape, this property offers potential for buyers interested in short-term rental income when they’re not enjoying it themselves. Located in an area where short-term rentals are permitted, it may provide an opportunity to offset ownership costs while sharing the Georgian Bay lifestyle with others, subject to applicable municipal requirements. Practical updates include a new roof and most windows in 2020, updated plumbing and electrical, Roxul insulation in the exterior walls and attic, soundproofing insulation in the interior walls, and additional insulation beneath approximately 60% of the cottage. Whether you’re searching for a weekend retreat, a place to create lasting family memories, or a cottage with potential rental appeal, this property offers an opportunity to make Georgian Bay cottage life your own. Furniture is negotiable, making it even easier to settle in and start enjoying your getaway.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Wall Unit(s)
- Exterior
- Wood
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 65 x 216 Feet
- Parking
- None garage · 3 total
- Zoning
- SR
Financial
- Property Taxes
- $2,002 (2025)
Location
- Neighbourhood
- Meaford
- Cross Street
- Harbour Beach Rd & Cedar Ave
- Direction Faces
- West
Listing
- MLS® Number
- X13615878
- Days on Market
- 81
- Listed On
- 2026-07-29
- Possession
- flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Carpet Free
- Primary Bedroom - Main Floor
Property
- Lake Access
- Wooded/Treed
Pool
- None
- Rental items
- none
Mortgage calculator
Estimated mortgage payment
$2,059 per month
- Principal and interest
- $2,059
- Property tax
- $167
- Condo fees
- $0
- Estimated monthly cost
- $2,226
Your mortgage
- Mortgage amount
- $372,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $245,676
Cash to close
- Down payment
- $93,000
- Land transfer tax
- $5,775
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $98,775
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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