$874,900
↓ $25,099 from $899,999
Est. payment $3,874/moCalculate yours
24 Joseph Street, Adjala-Tosorontio, ON L0G 1L0
Loretto, Adjala-Tosorontio, ON L0G 1L0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of RIGHT AT HOME REALTY MLS® N13763548
About this home
This is your chance to experience the charm of country community living in this beautifully maintained all-brick bungalow with a walkout basement, perfectly situated on a spacious corner lot in the heart of the quaint hamlet of Loretto. Offering 3 bedrooms, a 2-car garage, and a warm small-town setting, this home blends comfort, functionality, and timeless appeal.The main level features a bright and spacious living and dining area with hardwood floors throughout, creating a warm and inviting atmosphere. The separate kitchen offers a functional eat-in layout overlooking the backyard, with a sliding door walkout to the deck - ideal for everyday living and entertaining. The generous primary bedroom includes a large closet and semi-ensuite access to the 4-piece bathroom with a new vanity, while two additional well-sized bedrooms complete the main floor.The lower level provides excellent additional living space with a large rec room featuring a walkout to the backyard, a 3-piece bathroom, separate kitchen area, laundry, tile floors throughout, ample storage, and direct access to the garage through a separate entrance. With its flexible layout, the lower level offers excellent potential for an in-law suite or basement apartment.Outside, the property is surrounded by mature trees and thoughtfully landscaped gardens filled with flowers and herbs, all set on an impressive lot with over 100 feet of frontage and approximately 204 feet of depth, one of the largest lots on Joseph. A paved double driveway adds to the home’s curb appeal and practicality.Move in and enjoy as-is, or update and personalize the space to suit your style over time. This is a wonderful opportunity to become part of the welcoming Loretto community.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Sold Conditional
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 77.59 x 204.78 Feet
- Parking
- Attached garage · 6 total
- Zoning
- Residential
Financial
- Property Taxes
- $4,526 (2025)
Location
- Neighbourhood
- Loretto
- Cross Street
- HWY 50/Joseph St
- Direction Faces
- North
Listing
- MLS® Number
- N13763548
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- 30/60/TBA
- Listed By
- RIGHT AT HOME REALTY
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- In-Law Capability
- Primary Bedroom - Main Floor
Property
- School Bus Route
- Park
- Fenced Yard
Pool
- None
- Included
- All Existing: Fridge, Stove, Dishwasher, Washer/Dryer, Fridge(basement), Stove(Basement), ELF and Window Treatments.
- Excluded
- Rose bushes in front garden.
- Rental items
- Hot Water Heater.
Mortgage calculator
Estimated mortgage payment
$3,874 per month
- Principal and interest
- $3,874
- Property tax
- $377
- Condo fees
- $0
- Estimated monthly cost
- $4,251
Your mortgage
- Mortgage amount
- $699,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $462,240
Cash to close
- Down payment
- $174,980
- Land transfer tax
- $13,973
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $188,953
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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