$1,493,000
Est. payment $6,611/moCalculate yours
1426 Niagara Stone Road, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 3 + 1 Beds
- 5 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of COSMOPOLITAN REALTY MLS® X13825540
About this home
Virgil Character Meets Modern-Day Flexibility. Welcome to 1426 Niagara Stone Road, a truly distinctive home in the heart of Virgil, thoughtfully rebuilt in 2015 with timeless character throughout. Wide-plank floors, terracotta tile, stained-glass accents and a unique multi-level design create a warm and inviting atmosphere with incredible flexibility for families, guests or multi-generational living.Multiple walk-outs, three upper-level balconies, a covered porch and oversized deck offer plenty of ways to enjoy the outdoors. The lower-level self-contained in-law suite features a separate entrance, ideal for extended family, guests or additional income.Outside, enjoy generous green space, a storage barn, hot tub, tandem two-car garage and curved driveway. Currently operating as a successful Airbnb, this property offers the opportunity to live, invest, or do both.Surrounded by Niagara-on-the-Lake’s renowned wine country, wineries, Old Town shops, dining and everyday amenities, with easy access to Niagara Falls, St. Catharines and the QEW.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 6-15
- Size
- 2,500 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 5
- Kitchens
- 2
- Basement
- Walk-Up, Separate Entrance
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Metal/Steel Siding, Board & Batten
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.01 x 189.65 Feet
- Parking
- Attached garage · 7 total
- Zoning
- R1
Financial
- Property Taxes
- $6,378 (2025)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Niagara Stone/ Four Mile Creek Road
- Direction Faces
- North
Listing
- MLS® Number
- X13825540
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- TBD
- Listed By
- COSMOPOLITAN REALTY
Rooms
Features
Interior
- Accessory Apartment
Property
- Place Of Worship
- Public Transit
- Rec./Commun.Centre
- School
- Library
Pool
- None
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$6,611 per month
- Principal and interest
- $6,611
- Property tax
- $531
- Condo fees
- $0
- Estimated monthly cost
- $7,142
Your mortgage
- Mortgage amount
- $1,194,400
- Mortgage insurance
- Not needed
- Interest over 25 years
- $788,804
Cash to close
- Down payment
- $298,600
- Land transfer tax
- $26,335
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $324,935
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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