$599,000
↓ $100,000 from $699,000
Est. payment $2,652/moCalculate yours
1440-5 WEST OXBOW LAKE Road, Lake of Bays, ON P1H 2J6
Finlayson, Lake of Bays, ON P1H 2J6
Listing courtesy of RE/MAX Professionals North MLS® X12839400
About this home
Discover an extraordinary opportunity to own one of Oxbow Lake’s most impressive waterfront properties in beautiful Lake of Bays. Spanning approximately 3.2 acres with an incredible 745 feet of pristine shoreline, this fully treed property offers exceptional privacy, breathtaking postcard-worthy views, and the rare luxury of your own private bay. The crystal-clear waters and hard-bottom, sugar-white sandy shoreline create the perfect setting for swimming, paddling, boating, and enjoying the very best of Muskoka waterfront living. The property is level from the road to the building envelope before gently sloping toward the lake, making it ideally suited for a walkout basement design. Underground hydro is currently being installed along the road, adding modern infrastructure while preserving the area’s natural beauty. Ideally located just minutes from Lake of Bays and only 20 minutes from Huntsville, with easy access to Dorset, Algonquin Provincial Park, championship golf, hiking trails, and year-round recreation, this is a truly rare opportunity to build an exceptional waterfront retreat on one of Oxbow Lake’s finest parcels.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- Price Change
Building & Systems
- Water
- None
- Sewer
- None
Lot & Parking
- Lot Size
- 2-4.99 acres
- Parking
- None garage
- Zoning
- WR
Location
- Neighbourhood
- Finlayson
- Cross Street
- Take County road 8 ( Limberlost rd) to West Oxbow lake rd to almost to end. Look for new road on right directly after passing #1439 Take this new road and keep left to lot 5
- Direction Faces
- West
Listing
- MLS® Number
- X12839400
- Days on Market
- 231
- Listed On
- 2026-03-01
- Possession
- Immediate
- Listed By
- RE/MAX Professionals North
Features
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,652 per month
- Principal and interest
- $2,652
- Property tax
- $0
- Condo fees
- $0
- Estimated monthly cost
- $2,652
Your mortgage
- Mortgage amount
- $479,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,473
Cash to close
- Down payment
- $119,800
- Land transfer tax
- $8,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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