$349,000
Est. payment $1,545/moCalculate yours
2 Monck Street, Kawartha Lakes, ON K0M 2L0
Laxton/Digby/Longford, Kawartha Lakes, ON K0M 2L0
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Kawartha Waterfront Realty Inc. MLS® X13633062
About this home
A unique opportunity for handy buyers, contractors or investors to complete a well-constructed home and create a property tailored to their needs or finish and resell. Built with an energy-efficient R30 insulated concrete form system, the home already includes many major components, including a high-efficiency furnace and air conditioning, municipal water hooked up, a new septic system, a 200-amp electrical panel, cable internet and a glass-door wood stove (not WETT). Set in a peaceful small-town neighbourhood, the property is within walking distance of local dining and a scenic riverside park, foodmarket with LCBO convenience store, and convenient access to Orillia and Lindsay. Bring your vision and complete the remaining interior work yourself or with the contractors of your choice. The final occutancy approval is yet to be completed.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Stone, Concrete Block
- Foundation
- Insulated Concrete Form
- Roof
- Metal
- Water
- Municipal
- Sewer
- Septic
Lot & Parking
- Lot Size
- 50 x 136.32 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $168 (2025)
Location
- Neighbourhood
- Laxton/Digby/Longford
- Cross Street
- Hwy 35 and Monck St
- Direction Faces
- East
Listing
- MLS® Number
- X13633062
- Days on Market
- 78
- Listed On
- 2026-08-01
- Possession
- Flexible
- Listed By
- Kawartha Waterfront Realty Inc.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Please connect with listing agent for discussion
- Excluded
- Please connect with listing agent for discussion
- Rental items
- Propane Tank
Mortgage calculator
Estimated mortgage payment
$1,545 per month
- Principal and interest
- $1,545
- Property tax
- $14
- Condo fees
- $0
- Estimated monthly cost
- $1,559
Your mortgage
- Mortgage amount
- $279,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $184,389
Cash to close
- Down payment
- $69,800
- Land transfer tax
- $3,710
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $73,510
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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