$499,000
↓ $26,000 from $525,000
Est. payment $2,209/moCalculate yours
38 Elm Street 3200, Toronto, ON M5G 2K5
Bay Street Corridor, Toronto, ON M5G 2K5
- 1 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of URBANOMA INC. MLS® C13591362
About this home
One-Bedroom Luxury Condo at Bay and Elm in Downtown Toronto. Bright Unit with Ample Sunlight and Breathtaking NW Views, Separate Kitchen with Stainless-Steel Appliances and Oven. Featuring Large Bedroom with Walk-In Closet, Large Bathroom with both Bathtub and Shower. One Locker Included, No Parking. Prime Location Within Walking Distance to Subway, Universities, Hospitals, Restaurants and Eaton Centre. Building Amenities Include a 24-hour Concierge, Gym, Party Room, Indoor Pool with Sauna, Kids Room and More. All Utilities are Included; Only Internet and Cable TV are extra. Strictly No Pets Allowed as Per Condo Building Rules.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 700 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Central Air
- Exterior
- Concrete
Lot & Parking
- Parking
- Underground garage
Financial
- Property Taxes
- $2,986 (2025)
- Condo Fee
- $910/mo
- Fee Includes
- Heat Included, Hydro Included, Water Included, CAC Included, Common Elements Included, Building Insurance Included
- Pets
- No
Location
- Neighbourhood
- Bay Street Corridor
- Cross Street
- Bay St and Elm St
Listing
- MLS® Number
- C13591362
- Days on Market
- 89
- Listed On
- 2026-07-21
- Possession
- Immediate
- Listed By
- URBANOMA INC.
Rooms
Features
Interior
- Carpet Free
Property
- Clear View
- Hospital
- Library
- Park
- Public Transit
- Rec./Commun.Centre
Amenities
- Concierge
- Elevator
- Exercise Room
- Guest Suites
- Gym
- Indoor Pool
- Included
- Stainless-Steel Appliances: Fridge, Range-Hood Microwave, Dishwasher. Stove, White Stacked Washer And Dryer. All Existing Window Coverings, All Existing Light Fixtures.
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $249
- Condo fees
- $910
- Estimated monthly cost
- $3,369
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax (Ontario + Toronto)
- $12,910
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $112,710
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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