Gurvinder Nokwal REALTOR®
For Sale Detached 26 days on market

$399,900

Est. payment $1,771/moCalculate yours

20 Southgate Circle, Curve Lake First Nation 35, ON K0L 1R0

Curve Lake First Nation 35, ON K0L 1R0

  • 3 Beds
  • 1 Baths
  • 2 Garage
  • 700 Sq Ft
Map

Listing courtesy of MinCom Kawartha Lakes Realty Inc. MLS® X13825432

About this home

LIVING ON LAKE WITHOUT THE LAKEFRONT PRICE TAG! Here is your opportunity to own a 4 season home/cottage and lease of South East facing Upper Chemong Lake for under $400k. Travel Trent Severn waterway with lock free access to a chain of five lakes, you can boat, swim and fish to your heart’s desire. This 3 bedroom - 1 bathroom home has been upgraded extensively over the past 10-15 years - roof, siding, furnace and AC, deck, Septic tank, just to name a few things. There is really nothing to be done here! Relax and enjoy lazy sunny afternoons with your friends and family on the large deck and take in the beautiful views of the beach and lake. The property comes with a large double garage. The land is leased through a standard 20 year Indigenous Services Canada (ISC) lease for $3500/year with increases every 5 year period, plus $2,130/year for emergency services, road maintenance and waste management. There are no property taxes. Consent and a one-time fee of $500 is required to for the transfer of the lease into the name of the new buyer. Only 30 minutes to Peterborough and 2 hours to the GTA. Here is your chance to enjoy everything that waterfront living has to offer at an affordable price! Don’t miss out on this opportunity!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Size
700 sqft

Interior

Bedrooms
3
Bathrooms
1
Kitchens
1
Basement
Separate Entrance, Crawl Space, Unfinished

Building & Systems

Heating
Forced Air (Electric)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Water
Well
Sewer
Septic

Lot & Parking

Lot Size
63.9 x 126.8 Feet
Parking
Detached garage · 8 total

Location

Cross Street
Southgate & Arrow Bay
Direction Faces
East

Listing

MLS® Number
X13825432
Days on Market
26
Listed On
2026-09-22
Possession
TBA
Listed By
MinCom Kawartha Lakes Realty Inc.

Features

Interior

  • Auto Garage Door Remote
  • Water Heater
  • Water Heater Owned

Pool

  • None

Mortgage calculator

Minimum for this price: $19,995 (5%)

Amortization, years

Estimated mortgage payment

$1,771 per month

Principal and interest
$1,771
Property tax
$0
Estimated monthly cost
$1,771

Your mortgage

Mortgage amount
$319,920
Mortgage insurance
Not needed
Interest over 25 years
$211,281

Cash to close

Down payment
$79,980
Land transfer tax
$4,474
Total, before legal fees
$84,454
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

20 Southgate Circle, Curve Lake First Nation 35, ON K0L 1R0 Curve Lake First Nation 35, ON K0L 1R0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$399,900 20 Southgate Circle, Curve Lake First Nation 35, ON K0L 1R0
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