Gurvinder Nokwal REALTOR®
For Sale Detached 24 days on market

$849,000

Est. payment $3,759/moCalculate yours

1378 THREE MILE LAKE Road 3, Muskoka Lakes, ON P0B 1M0

Watt, Muskoka Lakes, ON P0B 1M0

  • 4 + 1 Beds
  • 3 Baths
  • 2 Garage
  • 2,000 Sq Ft

Listing courtesy of EXP REALTY MLS® X13828088

About this home

SUPREME VALUE ON THREE MILE LAKE - AN EXCEPTIONAL MUSKOKA WATERFRONT OPPORTUNITY. Wake to quiet mornings on Three Mile Lake as the sun dances across the water. In the evening, retreat to the Muskoka Room and watch the sun set over Hammell’s Bay from the spectacular west-facing vantage point. Set on beautiful shoreline, this custom-built 5-bedroom, 3-bathroom home offers a coveted Muskoka setting. The waterfront suits every generation, with a gentle shallow entry for children and deeper water off the dock for swimming, boating and summer days on the lake.Inside, bright, welcoming spaces are designed for relaxed cottage living and comfortable year-round use. Open-concept living areas showcase water views from nearly every window, while the five-bedroom layout provides ample room for family, guests and extended stays.The full walk-out lower level features a self-contained suite with its own kitchen, living area and bathroom-ideal for extended family, private guests or potential income use.Multi-level decks invite outdoor dining and entertaining, while the fire pit sets the scene for evenings under the stars. The oversized two-car garage/workshop and generous parking add everyday convenience. Located on a year-round road with easy access to Bracebridge, Huntsville and Windermere, this property offers the rare combination of a peaceful cottage escape and a comfortable full-time home. A family residence. A legacy cottage. An investment opportunity. Boating, swimming, fishing and sunset evenings on the water-this is Three Mile Lake living at its finest. VALUE PLUS PLUS Call for your private viewing.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Approximate Age
31-50
Size
2,000 sqft

Interior

Bedrooms
4 + 1
Bathrooms
3
Kitchens
2
Basement
Finished with Walk-Out, Full

Building & Systems

Heating
Forced Air (Oil)
Cooling
Central Air
Exterior
Wood , Board & Batten
Foundation
Concrete Block
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
100 x 190 Feet
Parking
Detached garage · 7 total
Zoning
WR4

Financial

Property Taxes
$3,266 (2025)

Location

Neighbourhood
Watt
Cross Street
Three Mile Lake Rd 1
Direction Faces
North

Listing

MLS® Number
X13828088
Days on Market
24
Listed On
2026-09-24
Listed By
EXP REALTY

Rooms

Room Level Dimensions
Foyer Main 13′ 7″ × 7′ 7″
Bedroom 4 Second 10′ 10″ × 9′ 11″
Utility Room Lower 25′ 0″ × 4′ 0″
Bedroom 3 Second 13′ 7″ × 9′ 11″
Other Lower 10′ 8″ × 4′ 1″
Bedroom 2 Main 11′ 3″ × 9′ 11″
Primary Bedroom Main 22′ 4″ × 11′ 4″
Den Lower 9′ 10″ × 8′ 11″
Bathroom Main 7′ 6″ × 5′ 8″
Den Main 11′ 2″ × 7′ 11″
Living Room Lower 20′ 7″ × 15′ 7″
Furnace Room Lower 21′ 0″ × 12′ 9″
Kitchen Lower 12′ 0″ × 10′ 1″
Kitchen Main 23′ 0″ × 11′ 4″
Bathroom Main 6′ 2″ × 5′ 10″
Bathroom Lower 9′ 10″ × 5′ 2″
Family Room Second 18′ 4″ × 10′ 2″
Living Room Main 13′ 7″ × 22′ 0″
Office Lower 15′ 5″ × 9′ 11″

Features

Interior

  • Water Heater Owned

Property

  • Waterfront
  • Terraced
  • Part Cleared
  • Clear View

Pool

  • None

Mortgage calculator

Minimum for this price: $59,900 (7.06%)

Amortization, years

Estimated mortgage payment

$3,759 per month

Principal and interest
$3,759
Property tax
$272
Estimated monthly cost
$4,031

Your mortgage

Mortgage amount
$679,200
Mortgage insurance
Not needed
Interest over 25 years
$448,556

Cash to close

Down payment
$169,800
Land transfer tax
$13,455
Total, before legal fees
$183,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1378 THREE MILE LAKE Road 3, Muskoka Lakes, ON P0B 1M0 Watt, Muskoka Lakes, ON P0B 1M0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$849,000 1378 THREE MILE LAKE Road 3, Muskoka Lakes, ON P0B 1M0
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