Gurvinder Nokwal REALTOR®
For Sale Detached 53 days on market

$1,249,000 ↓ $50,000 from $1,299,000

Est. payment $5,530/moCalculate yours

3102 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0

Freeman, Georgian Bay, ON P0C 1H0

  • 2 + 2 Beds
  • 1 Baths
  • 700 Sq Ft
Map

Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13713442

About this home

This is Bent Pine Point. Enjoy both sunrise and sunsets on this tranquil rock point with 305feet of panoramic frontage. Cottage was completely renovated in 2023 with new floor to ceiling Black Windows and doors, metal roof, all plumbing and electrical. The cottage was gutted to the studs with new plank floors, gorgeous new open concept kitchen with quartz counter and all new black windows and doors allow for exceptional views of the gorgeous Bay. Brand new bathroom, cottage was fully insulated with shiplap throughout to give it a cozy nautical feel. Vaulted pine ceilings throughout, every inch of this retreat was redone. Too many views to list on this almost 2 acre property. Brand new Aluminum Railings on the upper decking and a massive dock with boat house for entertaining was redone in 2022. Guests walk the quaint bridge from the cottage to stay in 1 of the 2 additional renovated Bunkies that each sleep 4. The cottage comfortably sleeps 12 for those Friend and Family gatherings. Twelve Mile Bay is a hidden gem off Georgian Bay. The quiet calm, deep waters allow for great skiing and swimming with minimal boat traffic and for the days you want to fish or explore the big Waters and Georgian Bay Islands, its a direct access 5 minute Boat ride from the cottage.15 min drive to MacTier for groceries, road access on paved road and 3 minute Boat ride to Marina. This is a little slice of heaven you wont want to miss.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
700 sqft

Interior

Bedrooms
2 + 2
Bathrooms
1
Kitchens
1
Basement
None

Building & Systems

Heating
Other (Wood)
Cooling
None
Exterior
Wood
Foundation
Other
Roof
Metal
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
305 x 395.21 Feet
Parking
Built-In garage · 10 total
Zoning
RES

Financial

Property Taxes
$3,032 (2026)

Location

Neighbourhood
Freeman
Cross Street
Highway 400/69 To Twelve Mile Bay Road
Direction Faces
South

Listing

MLS® Number
X13713442
Days on Market
53
Listed On
2026-08-26
Possession
Other
Listed By
Royal LePage Lakes Of Muskoka Realty

Rooms

Room Level Dimensions
Primary Bedroom Main 9′ 5″ × 8′ 6″
Living Room Main 13′ 0″ × 13′ 1″
Bedroom 4 Main 7′ 1″ × 15′ 0″
Bedroom 3 Main 11′ 7″ × 15′ 0″
Dining Room Main 13′ 0″ × 6′ 8″
Bathroom Main 9′ 5″ × 6′ 0″
Kitchen Main 8′ 4″ × 20′ 0″
Bedroom 2 Main 9′ 5″ × 8′ 6″

Features

Interior

  • Other

Property

  • Lake Access

Pool

  • None

Mortgage calculator

Minimum for this price: $99,900 (8%)

Amortization, years

Estimated mortgage payment

$5,530 per month

Principal and interest
$5,530
Property tax
$253
Estimated monthly cost
$5,783

Your mortgage

Mortgage amount
$999,200
Mortgage insurance
Not needed
Interest over 25 years
$659,891

Cash to close

Down payment
$249,800
Land transfer tax
$21,455
Total, before legal fees
$271,255
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

3102 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0 Freeman, Georgian Bay, ON P0C 1H0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,249,000 3102 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0
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