$1,249,000
↓ $50,000 from $1,299,000
Est. payment $5,530/moCalculate yours
3102 Twelve Mile Bay Road, Georgian Bay, ON P0C 1H0
Freeman, Georgian Bay, ON P0C 1H0
- 2 + 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13713442
About this home
This is Bent Pine Point. Enjoy both sunrise and sunsets on this tranquil rock point with 305feet of panoramic frontage. Cottage was completely renovated in 2023 with new floor to ceiling Black Windows and doors, metal roof, all plumbing and electrical. The cottage was gutted to the studs with new plank floors, gorgeous new open concept kitchen with quartz counter and all new black windows and doors allow for exceptional views of the gorgeous Bay. Brand new bathroom, cottage was fully insulated with shiplap throughout to give it a cozy nautical feel. Vaulted pine ceilings throughout, every inch of this retreat was redone. Too many views to list on this almost 2 acre property. Brand new Aluminum Railings on the upper decking and a massive dock with boat house for entertaining was redone in 2022. Guests walk the quaint bridge from the cottage to stay in 1 of the 2 additional renovated Bunkies that each sleep 4. The cottage comfortably sleeps 12 for those Friend and Family gatherings. Twelve Mile Bay is a hidden gem off Georgian Bay. The quiet calm, deep waters allow for great skiing and swimming with minimal boat traffic and for the days you want to fish or explore the big Waters and Georgian Bay Islands, its a direct access 5 minute Boat ride from the cottage.15 min drive to MacTier for groceries, road access on paved road and 3 minute Boat ride to Marina. This is a little slice of heaven you wont want to miss.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Other (Wood)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Other
- Roof
- Metal
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 305 x 395.21 Feet
- Parking
- Built-In garage · 10 total
- Zoning
- RES
Financial
- Property Taxes
- $3,032 (2026)
Location
- Neighbourhood
- Freeman
- Cross Street
- Highway 400/69 To Twelve Mile Bay Road
- Direction Faces
- South
Listing
- MLS® Number
- X13713442
- Days on Market
- 53
- Listed On
- 2026-08-26
- Possession
- Other
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- Other
Property
- Lake Access
Pool
- None
Mortgage calculator
Estimated mortgage payment
$5,530 per month
- Principal and interest
- $5,530
- Property tax
- $253
- Condo fees
- $0
- Estimated monthly cost
- $5,783
Your mortgage
- Mortgage amount
- $999,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $659,891
Cash to close
- Down payment
- $249,800
- Land transfer tax
- $21,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $271,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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