$699,900
Est. payment $3,099/moCalculate yours
193 ONTARIO Street, St. Catharines, ON L2R 5K8
451 - Downtown, St. Catharines, ON L2R 5K8
- 3 Beds
- 2 Baths
- 1 Garage
- 1,500 Sq Ft
Listing courtesy of REVEL Realty Inc., Brokerage MLS® X13643842
About this home
Versatility at Its Best.A Rare Residential + Business Opportunity in One of St. Catharines’ Most Strategic Locations. Welcome to 193 Ontario Street, a distinctive Georgian-style property offering a unique combination of specialized zoning, business potential, impressive living space, and exceptional street exposure.Offering approximately 1,640 sq. ft. of finished living space, this elegant two-storey home features 3 bedrooms, 2 full bathrooms, and two fully equipped kitchens, providing exceptional flexibility for a home-based business, professional office, live/work arrangement, multi-generational living, in-law accommodation, or investment opportunity. The property’s specialized zoning creates the potential to combine residential living with an appropriate business or professional use. Prominently positioned on Ontario Street, it offers excellent visibility and promotional exposure, making it an ideal address for an entrepreneur, professional, service-based business, or owner-operator. Thoughtfully updated throughout, the home features two renovated kitchens with brand-new cabinetry and appliances, new upper-level carpet, ceramic tile flooring on the lower level, and a unique rooftop terrace perfect for morning coffee or entertaining. Mature trees and private gardens create a peaceful setting rarely found this close to the city’s amenities. Situated on land once associated with the prestigious Woodruff Estate, home to DeVeaux Hall, one of St. Catharines’ grand Victorian residences, the property sits beside the estate’s original gatehouse. Minutes from Downtown St. Catharines, Montebello Park, DeVeaux Woods, Brock University, Niagara Health, Highway 406, shopping, restaurants, cafés, schools, parks, golf, and wineries, this location delivers both lifestyle and business convenience. Live here. Work here. Build your business here with specialized zoning, business visibility, flexible living space, historic character, and an exceptional St. Catharines location.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 1,500 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 47.67 x 120 Feet
- Parking
- Attached garage · 3 total
- Zoning
- M1
Financial
- Property Taxes
- $5,316 (2025)
Location
- Neighbourhood
- 451 - Downtown
- Cross Street
- WEST SIDE OF ONTARIO ST, NORTH OF WELLAND AVE
- Direction Faces
- West
Listing
- MLS® Number
- X13643842
- Days on Market
- 73
- Listed On
- 2026-08-06
- Possession
- Flexible
- Listed By
- REVEL Realty Inc., Brokerage
Rooms
Features
Interior
- Primary Bedroom - Main Floor
Property
- Public Transit
- Other
- Lake/Pond
- Hospital
- Fenced Yard
Pool
- None
- Included
- Fridge x2, Stove x2, Rangehood x2, Microwave x2, All window coverings, All existing light fixtures, Washer, Dryer, Fridge in basement
- Excluded
- Sheer curtains on main floor
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $443
- Condo fees
- $0
- Estimated monthly cost
- $3,542
Your mortgage
- Mortgage amount
- $559,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,782
Cash to close
- Down payment
- $139,980
- Land transfer tax
- $10,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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