$2,499,000
Est. payment $11,065/moCalculate yours
1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6
Sinclair, Lake of Bays, ON P1H 2J6
- 1 + 3 Beds
- 4 Baths
- 2 Garage
- 2,500 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13768334
About this home
A one-of-a-kind offering on sought-after Rebecca Lake. Set on an impressive, level 4-acre double lot with 477 feet of beautiful shoreline, with natural waterfront & sandy beach areas, this distinguished 4-bedrm, 4-bathrm residence combines exceptional privacy, quality craftsmanship and modern comfort in a remarkable Muskoka setting. Built by True North Log & Timber, the home celebrates the warmth & character of log construction while incorporating thoughtful design, quality finishes & modern conveniences. The open-concept layout connects beautifully with the outdoor spaces. A private boat launch provides convenient lake access, while connected Rebecca and Bella Lks offer wonderful exploring. Main-floor primary suite retreat with lake views, vaulted ceilings & fireplace. Upstairs, 3 bedrms & two bathrms provide comfortable accommodation for family & guests. A spectacular family rm is one of the home’s standout spaces, featuring vaulted ceilings, hemlock in-floor heating, a dramatic floor-to-ceiling wood-burning fireplace and windows on three sides framing the lake. The living rm combines classic Muskoka character with modern elegance, anchored by an impressive double-sided wood-burning fireplace. A gourmet kitchen provides a welcoming & functional gathering place. Additional features include in-floor heating throughout the main level and upper bathrms. Professional landscaping incorporates flagstone walkways, cedar decking, driveway pavers and gardens that complement the surroundings. Garage with carport, drive-through doors, with an EV charger. Well, maintained & reflecting pride in ownership. A retreat for every season, spend relaxing summer days on the dock, swimming from the sandy beach, playing games on the expansive lawn and boating Rebecca & Bella Lakes, to crisp winter days outdoors followed by cozy evenings by the fire. Most furnishings are included, allowing you to arrive, settle in & begin enjoying this property.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Size
- 2,500 sqft
Interior
- Bedrooms
- 1 + 3
- Bathrooms
- 4
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Radiant (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Slab
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 477 x 523 Feet
- Parking
- Detached garage · 12 total
Financial
- Property Taxes
- $6,477 (2026)
Location
- Neighbourhood
- Sinclair
- Cross Street
- Mansell
- Direction Faces
- East
Listing
- MLS® Number
- X13768334
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Propane Tank
- Trash Compactor
- Upgraded Insulation
- Workbench
- Water Heater Owned
Property
- Electric Car Charger
- Golf
- Hospital
- Lake/Pond
- Level
- Skiing
Pool
- None
- Included
- All appliances, generator, firewood, dock. All contents of cottage and garage, all lightfixtures, all bathroom mirrors.
- Excluded
- See Schedule C, Personal items
- Rental items
- None
Mortgage calculator
Estimated mortgage payment
$11,065 per month
- Principal and interest
- $11,065
- Property tax
- $540
- Condo fees
- $0
- Estimated monthly cost
- $11,605
Your mortgage
- Mortgage amount
- $1,999,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,320,309
Cash to close
- Down payment
- $499,800
- Land transfer tax
- $48,950
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $548,750
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.