Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$2,499,000

Est. payment $11,065/moCalculate yours

1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6

Sinclair, Lake of Bays, ON P1H 2J6

  • 1 + 3 Beds
  • 4 Baths
  • 2 Garage
  • 2,500 Sq Ft

Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13768334

About this home

A one-of-a-kind offering on sought-after Rebecca Lake. Set on an impressive, level 4-acre double lot with 477 feet of beautiful shoreline, with natural waterfront & sandy beach areas, this distinguished 4-bedrm, 4-bathrm residence combines exceptional privacy, quality craftsmanship and modern comfort in a remarkable Muskoka setting. Built by True North Log & Timber, the home celebrates the warmth & character of log construction while incorporating thoughtful design, quality finishes & modern conveniences. The open-concept layout connects beautifully with the outdoor spaces. A private boat launch provides convenient lake access, while connected Rebecca and Bella Lks offer wonderful exploring. Main-floor primary suite retreat with lake views, vaulted ceilings & fireplace. Upstairs, 3 bedrms & two bathrms provide comfortable accommodation for family & guests. A spectacular family rm is one of the home’s standout spaces, featuring vaulted ceilings, hemlock in-floor heating, a dramatic floor-to-ceiling wood-burning fireplace and windows on three sides framing the lake. The living rm combines classic Muskoka character with modern elegance, anchored by an impressive double-sided wood-burning fireplace. A gourmet kitchen provides a welcoming & functional gathering place. Additional features include in-floor heating throughout the main level and upper bathrms. Professional landscaping incorporates flagstone walkways, cedar decking, driveway pavers and gardens that complement the surroundings. Garage with carport, drive-through doors, with an EV charger. Well, maintained & reflecting pride in ownership. A retreat for every season, spend relaxing summer days on the dock, swimming from the sandy beach, playing games on the expansive lawn and boating Rebecca & Bella Lakes, to crisp winter days outdoors followed by cozy evenings by the fire. Most furnishings are included, allowing you to arrive, settle in & begin enjoying this property.

Property details

Overview

Property Type
Detached
Style
2-Storey
For
For Sale
Status
New
Size
2,500 sqft

Interior

Bedrooms
1 + 3
Bathrooms
4
Kitchens
1
Basement
None

Building & Systems

Heating
Radiant (Electric)
Cooling
None
Exterior
Wood
Foundation
Slab
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
477 x 523 Feet
Parking
Detached garage · 12 total

Financial

Property Taxes
$6,477 (2026)

Location

Neighbourhood
Sinclair
Cross Street
Mansell
Direction Faces
East

Listing

MLS® Number
X13768334
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
Royal LePage Lakes Of Muskoka Realty

Rooms

Room Level Dimensions
Bathroom Main 15′ 2″ × 9′ 3″
Bedroom 3 Second 15′ 1″ × 11′ 5″
Bathroom Main 8′ 7″ × 6′ 4″
Dining Room Main 15′ 9″ × 10′ 9″
Bathroom Second 15′ 1″ × 12′ 1″
Family Room Main 15′ 9″ × 14′ 6″
Bathroom Second 8′ 7″ × 7′ 9″
Bedroom 2 Second 11′ 10″ × 8′ 1″
Living Room Main 19′ 0″ × 22′ 2″
Primary Bedroom Main 15′ 6″ × 12′ 7″
Bedroom 4 Second 18′ 1″ × 14′ 11″
Kitchen Main 15′ 4″ × 11′ 6″

Features

Interior

  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Trash Compactor
  • Upgraded Insulation
  • Workbench
  • Water Heater Owned

Property

  • Electric Car Charger
  • Golf
  • Hospital
  • Lake/Pond
  • Level
  • Skiing

Pool

  • None
Included
All appliances, generator, firewood, dock. All contents of cottage and garage, all lightfixtures, all bathroom mirrors.
Excluded
See Schedule C, Personal items
Rental items
None

Mortgage calculator

Minimum for this price: $499,800 (20%)

Amortization, years

Estimated mortgage payment

$11,065 per month

Principal and interest
$11,065
Property tax
$540
Estimated monthly cost
$11,605

Your mortgage

Mortgage amount
$1,999,200
Mortgage insurance
Not needed
Interest over 25 years
$1,320,309

Cash to close

Down payment
$499,800
Land transfer tax
$48,950
Total, before legal fees
$548,750
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6 Sinclair, Lake of Bays, ON P1H 2J6
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$2,499,000 1041 Kells Bay Road 3, Lake of Bays, ON P1H 2J6
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