$599,900
↓ $75,100 from $675,000
Est. payment $2,656/moCalculate yours
54 Toronto Street, Cramahe, ON K0K 1S0
Colborne, Cramahe, ON K0K 1S0
- 5 Beds
- 2 Baths
- 1 Garage
- 2,500 Sq Ft
Listing courtesy of RE/MAX HALLMARK FIRST GROUP REALTY LTD. MLS® X13828760
About this home
Full of character and timeless appeal, this brick home sits in the heart of Cramahe, blending period charm with extensive modern updates. An expansive front veranda leads to a spacious foyer that showcases classic craftsmanship. The inviting living room features extra-high baseboards, refinished hardwood floors, and a fireplace, creating a warm space for relaxing or entertaining. The generous dining room accommodates large gatherings and opens to the sunroom, ideal for morning coffee or unwinding at the end of the day. Refinished hardwood and replaced hardwood flooring in the dining room and kitchen complement the kitchen’s updated cabinetry, flooring, tile backsplash, ample storage, island with breakfast bar, and stainless steel appliances. A guest bedroom, bathroom, and main-floor laundry complete the main level. Upstairs, the sun-soaked primary bedroom offers dual closets and access to a spacious bathroom, accompanied by three additional well-sized bedrooms for family, guests, or a home office. The second-floor bathroom features updated fixtures and flooring. Extensive improvements include a metal roof with a lifetime guarantee, updated windows and screens, four exterior doors, attic insulation, an electrical panel, a water softener, an on-demand water heater, a furnace, a heat pump, and air conditioning. A $15,000 investment in basement reinforcement and a dehumidifier system adds further peace of mind. Outside, the sprawling property is surrounded by mature trees and features a covered back porch for outdoor enjoyment. Ideally located close to amenities with direct access to the 401, this home offers timeless character, generous living space, and an impressive list of improvements.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 2,500 sqft
Interior
- Bedrooms
- 5
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Stone
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- < .50 acres
- Parking
- Detached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $3,126 (2025)
Location
- Neighbourhood
- Colborne
- Cross Street
- Toronto St & Park St W
- Direction Faces
- East
Listing
- MLS® Number
- X13828760
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- TBD
- Listed By
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Rooms
Features
Interior
- On Demand Water Heater
- Water Heater Owned
- Water Softener
- Workbench
- Primary Bedroom - Main Floor
Property
- Library
- Place Of Worship
- Rec./Commun.Centre
- School
Pool
- None
- Included
- Fridge, Stove, Washer, Dryer, and All Window Coverings.
- Excluded
- All Light Fixtures.
- Rental items
- None.
Mortgage calculator
Estimated mortgage payment
$2,656 per month
- Principal and interest
- $2,656
- Property tax
- $261
- Condo fees
- $0
- Estimated monthly cost
- $2,917
Your mortgage
- Mortgage amount
- $479,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $316,948
Cash to close
- Down payment
- $119,980
- Land transfer tax
- $8,473
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $128,453
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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