$3,880,000
↓ $380,000 from $4,260,000
Est. payment $17,180/moCalculate yours
78 Boyd Street, Kawartha Lakes, ON K0M 1A0
Bobcaygeon, Kawartha Lakes, ON K0M 1A0
- 1 + 3 Beds
- 5 Baths
- 6 Garage
- 2,500 Sq Ft
Listing courtesy of SAGE REAL ESTATE LIMITED MLS® X13570858
About this home
There are homes that impress, and there are homes that become the place everyone wants to be. Hidden behind a winding driveway and embraced by mature trees, this waterfront estate offers a sense of arrival. Moments from the boutiques, cafés, and restaurants of Bobcaygeon, yet private, it feels like a world of its own. Here, life is measured by the rhythm of the river. Boats drift past from sunrise to sunset, laughter carries across wraparound decks, and every room captures the beauty of the water and the elegance of lakeside living.This is a home created for celebration. The heart of the residence is an open-concept kitchen, dining, and living space where conversations flow as naturally as the river. Guests gather around a bar with seating for ten, cocktails are poured, and evenings stretch long after sunset.Whether hosting an intimate dinner, a family holiday, or a corporate retreat, every space invites connection. When the celebration ends, the home becomes a private sanctuary. The luxurious primary suite is a peaceful retreat, offering space, quiet elegance, and a place to wake each morning to the beauty of the waterfront. Three additional lower level bedrooms, a relaxing sauna, soaring ceilings, and light-filled interiors ensure every guest enjoys exceptional comfort. Outside, landscaped grounds frame the property with natural beauty. There’s room for boats, guests, every adventure, and a six-car garage that easily accommodates vehicles, watercraft, and treasured collections. This is more than an exceptional waterfront home. It is where grandchildren learn to swim, where lifelong friendships deepen over summer evenings on the deck, where milestone celebrations become cherished traditions, and where business retreats feel more like holidays. It is a place to reconnect with family, friends, and the simple luxury of time well spent. Some properties offer waterfront. This one offers a way oflife. Welcome to one of Bobcaygeon’s most remarkable waterfront estates.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 2,500 sqft
Interior
- Bedrooms
- 1 + 3
- Bathrooms
- 5
- Kitchens
- 1
- Basement
- Finished with Walk-Out, Full
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Other, Stone
- Foundation
- Concrete
- Roof
- Fibreglass Shingle, Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 134 x 540 Feet
- Parking
- Attached garage · 14 total
- Zoning
- R1
Financial
- Property Taxes
- $14,897 (2025)
Location
- Neighbourhood
- Bobcaygeon
- Cross Street
- Boyd St/Navigators Trail
- Direction Faces
- North
Listing
- MLS® Number
- X13570858
- Days on Market
- 94
- Listed On
- 2026-07-16
- Possession
- flexible
- Listed By
- SAGE REAL ESTATE LIMITED
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Bar Fridge
- Central Vacuum
- Garburator
- Primary Bedroom - Main Floor
- Sauna
- Sewage Pump
- Water Heater Owned
- Wheelchair Access
Property
- Golf
- Rec./Commun.Centre
- School Bus Route
- Waterfront
- Wooded/Treed
Pool
- None
Mortgage calculator
Estimated mortgage payment
$17,180 per month
- Principal and interest
- $17,180
- Property tax
- $1,241
- Condo fees
- $0
- Estimated monthly cost
- $18,421
Your mortgage
- Mortgage amount
- $3,104,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $2,049,940
Cash to close
- Down payment
- $776,000
- Land transfer tax
- $83,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $859,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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