$639,900
↓ $60,000 from $699,900
Est. payment $2,833/moCalculate yours
10 Joseph Street, Tillsonburg, ON N4G 1H8
Tillsonburg, Tillsonburg, ON N4G 1H8
- 3 + 2 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of Century 21 Heritage House Ltd Brokerage MLS® X13480342
About this home
ATTENTION INVESTORS! There is nearly 2600 square ft of liveable space in this UP AND DOWN DUPLEX with the possibility of MORE! In the Upper, enjoy a well-kept, 2+1 bed, 1 bath unit, boasting a large open concept kitchen and living area that connects through sliding doors to an elevated and covered deck. Also, find a dedicated dining room, secondary sitting room as well as two beds and a 3pc bath on the main level. Upstairs, find a sprawling master bedroom with ample closet space and storage. This unit is occupied by Tenants who are willing to stay, and who pay a competitive market rate. BUT WAIT! THERE’S MORE! Downstairs, a legal 2 bedroom apartment was created in 2024! In this unit, you will find two spacious bedrooms, a 3pc bath, and an open concept kitchen and living area. This unit is also occupied by Tenants who are paying a current market rate and willing to stay! Other highlights include: Furnace and AC (22), roof (21), massive carport, updated windows. FURTHER OPPORTUNITY! A potential third unit, with its own fenced yard area can potentially be created in the space currently operating as the carport. The carport is massive with skylights - Buyer to verify. This home is located on a quiet street and situated mere walking distance to schools, shopping, trails, ballfields, Lake Lisgar and the Tillsonburg Community Centre. It offers a traffic light-free commute to the 401 (14 min). This property represents a great opportunity for; families looking multi-generational accommodation and/or for investors seeking units with reliable tenants paying market rates, as well as the option to create more. Don’t let this opportunity pass you by!
Property details
Overview
- Property Type
- Duplex
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 2
- Bathrooms
- 2
- Kitchens
- 2
- Basement
- Apartment, Separate Entrance, Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Block, Poured Concrete
- Roof
- Shingles
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 60.16 x 117.24 Feet
- Parking
- Carport garage · 8 total
- Zoning
- R2
Financial
- Property Taxes
- $2,500 (2026)
Location
- Neighbourhood
- Tillsonburg
- Cross Street
- Tillson Ave
- Direction Faces
- North
Listing
- MLS® Number
- X13480342
- Days on Market
- 117
- Listed On
- 2026-06-23
- Possession
- 90 Days
- Listed By
- Century 21 Heritage House Ltd Brokerage
Rooms
Features
Interior
- Accessory Apartment
- In-Law Suite
- Storage
- Water Heater
Property
- Level
- Public Transit
Pool
- None
Mortgage calculator
Estimated mortgage payment
$2,833 per month
- Principal and interest
- $2,833
- Property tax
- $208
- Condo fees
- $0
- Estimated monthly cost
- $3,042
Your mortgage
- Mortgage amount
- $511,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $338,082
Cash to close
- Down payment
- $127,980
- Land transfer tax
- $9,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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