Gurvinder Nokwal REALTOR®
For Sale Detached 46 days on market

$729,900

Est. payment $3,232/moCalculate yours

691 St Andrew Street W, Centre Wellington, ON N1M 1P7

Fergus, Centre Wellington, ON N1M 1P7

  • 3 Beds
  • 3 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of M1 Real Estate Brokerage Ltd MLS® X13739326

About this home

Century-home character, flexible living space and a deep backyard come together at 691 St Andrew Street W. Set on a 49 x 135 ft lot just west of historic downtown Fergus, this inviting red-brick home offers 1,573 sq ft of exterior above-grade living space (iGUIDE), three bedrooms, three bathrooms, a detached garage and parking for four. The bright main floor opens with a welcoming foyer and living room, then flows to a thoughtfully updated kitchen with granite counters, stainless steel appliances and island seating. A formal dining room, separate family room with gas fireplace and built-ins, powder room and mudroom create a layout that handles everyday living, entertaining and working from home with ease. Upstairs are three comfortable bedrooms and a four-piece bath. The partially finished lower level adds a recreation room, dedicated office, second four-piece bath, laundry and useful storage. Outside, enjoy the covered front porch, elevated rear deck, full fencing, mature trees, garden shed and fire-pit area across a generous private lawn. Municipal services, central air and forced-air gas heat add year-round comfort. Close to the Grand River, downtown shops and restaurants, parks, schools, the library, hospital and community amenities, this is a distinctive Fergus home with genuine character, practical space and room to make it your own.

Property details

Overview

Property Type
Detached
Style
1 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
3
Bathrooms
3
Kitchens
1
Basement
Full, Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick, Aluminum Siding
Foundation
Stone, Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
49 x 135 Feet
Parking
Detached garage · 4 total
Zoning
R2

Financial

Property Taxes
$4,056 (2025)

Location

Neighbourhood
Fergus
Cross Street
St Andrew St W & Beatty Line N
Direction Faces
North

Listing

MLS® Number
X13739326
Days on Market
46
Listed On
2026-09-02
Possession
Flexible / by mutual agreement
Listed By
M1 Real Estate Brokerage Ltd

Rooms

Room Level Dimensions
Powder Room Main 3′ 0″ × 7′ 0″
Primary Bedroom Second 13′ 9″ × 9′ 6″
Foyer Main 5′ 7″ × 8′ 9″
Bedroom 3 Second 11′ 1″ × 8′ 0″
Bathroom Second 4′ 11″ × 10′ 0″
Recreation Basement 11′ 9″ × 15′ 1″
Kitchen Main 9′ 7″ × 13′ 6″
Utility Room Basement 12′ 4″ × 7′ 4″
Dining Room Main 10′ 5″ × 13′ 1″
Family Room Main 17′ 2″ × 13′ 1″
Office Basement 10′ 9″ × 11′ 11″
Bedroom 2 Second 10′ 9″ × 10′ 1″
Living Room Main 11′ 8″ × 14′ 11″
Bathroom Basement 7′ 7″ × 5′ 9″
Laundry Basement 8′ 1″ × 7′ 8″

Features

Interior

  • Storage
  • Water Heater Owned
  • Water Meter

Property

  • Fenced Yard
  • Hospital
  • Library
  • Park
  • Place Of Worship
  • School

Pool

  • None
Included
Refrigerator, stove, dishwasher, washer, dryer and all existing window coverings.
Excluded
None.
Rental items
water softener.

Mortgage calculator

Minimum for this price: $47,990 (6.57%)

Amortization, years

Estimated mortgage payment

$3,232 per month

Principal and interest
$3,232
Property tax
$338
Estimated monthly cost
$3,570

Your mortgage

Mortgage amount
$583,920
Mortgage insurance
Not needed
Interest over 25 years
$385,632

Cash to close

Down payment
$145,980
Land transfer tax
$11,073
Total, before legal fees
$157,053
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

691 St Andrew Street W, Centre Wellington, ON N1M 1P7 Fergus, Centre Wellington, ON N1M 1P7
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$729,900 691 St Andrew Street W, Centre Wellington, ON N1M 1P7
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