$555,000
Est. payment $2,457/moCalculate yours
28 Cambridge Street, Cambridge, ON N1R 3R7
Cambridge, ON N1R 3R7
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of HomeLife Power Realty Inc MLS® X13818930
About this home
Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and walkout to the deck and private yard-perfect for morning coffee, entertaining or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today’s buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don’t stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you’ll have easy access to local shops, restaurants, the farmers’ market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.
Property details
Overview
- Property Type
- Detached
- Style
- Bungaloft
- For
- For Sale
- Status
- New
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Concrete Poured, Stucco (Plaster)
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 52.08 x 79.26 Feet
- Parking
- None garage · 3 total
- Zoning
- C1RM1
Financial
- Property Taxes
- $3,218 (2025)
Location
- Cross Street
- Cambridge St and Colborne St
- Direction Faces
- East
Listing
- MLS® Number
- X13818930
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- Immediate
- Listed By
- HomeLife Power Realty Inc
Rooms
Features
Interior
- Water Heater
Property
- Public Transit
- School Bus Route
- River/Stream
Pool
- None
- Included
- Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,457 per month
- Principal and interest
- $2,457
- Property tax
- $268
- Condo fees
- $0
- Estimated monthly cost
- $2,726
Your mortgage
- Mortgage amount
- $444,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $293,226
Cash to close
- Down payment
- $111,000
- Land transfer tax
- $7,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $118,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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