$1,295,000
↓ $54,000 from $1,349,000
Est. payment $5,734/moCalculate yours
1082 Kawagama Lake Road, Algonquin Highlands, ON P0A 1E0
Sherborne, Algonquin Highlands, ON P0A 1E0
- 2 + 1 Beds
- 2 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13639968
About this home
If your ideal cottage combines great waterfront and proximity to restaurants , coffee shops and other amenities, this property might be perfect for you. The location on Lake of Bays near the Village of Dorset makes it ideal as a year round home or four season recreational property. You can walk to Dorset within minutes for a cappucino or browse Robinson’s General Store, enjoy dinner on the water or visit the LCBO- all by boat if you like! ATV and snowmobile trails are right around the corner. The in-town pharmacy and health hub are appealing to seniors and families alike. And of course you have all the recreational opportunities that Lake of Bays has to offer. The lot is gently sloped to the lake. There is 129 feet of sandy shoreline that’s perfect for swimmers of all ages. The southeast exposure ensures sun from early in the morning till late in the day. You can keep an eye on the kids from either the dock or the deck overlooking the lake. The cottage is a solid structure with 1648 square feet of finished living space. The skill of the stonemason who originally built the cottage is reflected in both the beautiful stone exterior and the two stone fireplaces. There are 2 bedrooms and a full bath on the main floor while the lower level features a spacious guest suite, full bathroom and family room. It is fully winterized and ready for you to enjoy.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Size
- 700 sqft
Interior
- Bedrooms
- 2 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Forced Air (Oil)
- Cooling
- None
- Exterior
- Stone, Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- 129 x 137 Feet
- Parking
- None garage · 6 total
- Zoning
- Hamlet Residential
Financial
- Property Taxes
- $3,787 (2025)
Location
- Neighbourhood
- Sherborne
- Cross Street
- Hwy. 35 and Kawagama Lake Road
- Direction Faces
- East
Listing
- MLS® Number
- X13639968
- Days on Market
- 74
- Listed On
- 2026-08-05
- Possession
- negotiable
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Rec./Commun.Centre
- School Bus Route
- Waterfront
Pool
- None
- Included
- All appliances, additional furnishings with exclusions as noted below, generator
- Excluded
- Personal items, artwork, living room furniture
Mortgage calculator
Estimated mortgage payment
$5,734 per month
- Principal and interest
- $5,734
- Property tax
- $316
- Condo fees
- $0
- Estimated monthly cost
- $6,050
Your mortgage
- Mortgage amount
- $1,036,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $684,194
Cash to close
- Down payment
- $259,000
- Land transfer tax
- $22,375
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $281,375
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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