$450,000
Est. payment $1,993/moCalculate yours
19687 Kawagama North Shore, Algonquin Highlands, ON P0A 1E0
McClintock, Algonquin Highlands, ON P0A 1E0
- 2 Beds
- 1 Baths
- 700 Sq Ft
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13517136
About this home
This is a true old fashioned cottage-simple and basic, nothing fancy. It’s solid and very usable with good bones for future improvements. It has been a much loved family cottage for two generations and offers a very affordable way to get a start on beautiful Kawagama Lake. This particular area of Kawagama Lake has low cottage density and the lake itself has many stretches of untouched Crown land. The lot is a perfect Algonquin blend of smooth rock shoreline and mature white pines. Privacy is excellent with 220+ feet of clean shoreline and over an acre of land. It is gently sloped from the cottage to the lake. There is a stunning long view across the lake with islands in the distance. The southern exposure provides sun from early in the morning to late in the day. There is currently no septic system but there is plenty of area on the property and easy access should you wish to add one. Access to the property is by boat only although it is mainland, not an island. The cottage is being sold with 2 boats and all contents.
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- New
- Size
- 700 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Crawl Space
Building & Systems
- Heating
- Fan Coil (Electric)
- Cooling
- None
- Exterior
- Aluminum Siding
- Foundation
- Concrete Block, Perimeter Wall
- Roof
- Metal
- Water
- Other
- Sewer
- None
Lot & Parking
- Lot Size
- 224.18 x 218 Feet
- Parking
- None garage
- Zoning
- SR2
Financial
- Property Taxes
- $2,210 (2025)
Location
- Neighbourhood
- McClintock
- Cross Street
- none water access property
- Direction Faces
- South
Listing
- MLS® Number
- X13517136
- Days on Market
- 107
- Listed On
- 2026-07-03
- Possession
- Negotiable
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Rooms
Features
Interior
- Water Heater Owned
Pool
- None
- Included
- All appliances, furnishings, contents, boat and motor currently stored on marina railway plus aluminum boat and motor stored at landing on Fletcher Bay
- Excluded
- personal items
Mortgage calculator
Estimated mortgage payment
$1,993 per month
- Principal and interest
- $1,993
- Property tax
- $184
- Condo fees
- $0
- Estimated monthly cost
- $2,177
Your mortgage
- Mortgage amount
- $360,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $237,751
Cash to close
- Down payment
- $90,000
- Land transfer tax
- $5,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $95,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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