$494,500
↓ $5,000 from $499,500
Est. payment $2,190/moCalculate yours
1055 Birchwood Trail 303, Cobourg, ON K9A 5Y1
Cobourg, Cobourg, ON K9A 5Y1
- 2 Beds
- 1 Baths
- 900 Sq Ft
Listing courtesy of Ball Real Estate Inc. MLS® X13771586
About this home
Welcome to this immaculate, 960 sq ft 2-bedroom bungalow condo nestled in the highly sought-after Birchwood Trails community. Offering a perfect blend of modern upgrades and low-maintenance living, this turn-key home has been recently painted throughout and is completely move-in ready. Light-Filled Living & Modern Design. Step inside to an impressive main living area featuring dramatic cathedral ceilings and large, beautiful arched windows that flood the entire space with glorious natural light. The open layout transitions seamlessly into a spacious dining area and a contemporary kitchen, complete with modern 2023 stainless steel appliances and an extended breakfast bar with comfortable room for 4 stools-perfect for casual dining or entertaining. Comfortable Layout & Premium Upgrades. Spa-Like Bath, enjoy a gorgeous, fully renovated 3-piece bathroom featuring sleek glass shower doors and modern finishes. Mechanical Peace of Mind, equipped with a brand new 2026 heat pump for efficient cooling and heating, featuring a secondary wall unit dedicated to the primary bedroom. A brand new owned hot water tank (2026) is also included. In-Suite Laundry, convenient laundry closet comes complete with a stackable washer and dryer. Private Patio & Prime Amenities right outside your front door, step onto your own private sitting area patio, beautifully redesigned in 2025 and surrounded by lush, vibrant gardens. The unit includes 1 exclusive parking spot alongside ample visitor parking for your guests. Combining an efficient bungalow layout with top-tier 2026 mechanical upgrades, this Birchwood Trails gem offers exceptional value and comfort.
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 900 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- Other
- Exterior
- Vinyl Siding
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $3,559 (2026)
- Condo Fee
- $449/mo
- Fee Includes
- Common Elements Included, Building Insurance Included, Parking Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Cobourg
- Cross Street
- Densmore Rd and Birchwood Trail
Listing
- MLS® Number
- X13771586
- Days on Market
- 37
- Listed On
- 2026-09-11
- Possession
- TBD
- Listed By
- Ball Real Estate Inc.
Rooms
Features
Interior
- Water Heater Owned
- Included
- All existing light fixtures, all existing window coverings, owned hot water tank, stainless steel fridge, stove, range hood, stackable washer and dryer unit. Heat pump for heating and cooling, extra wall unit in primary bedroom.
- Excluded
- Personal belongings
- Rental items
- N/A
Mortgage calculator
Estimated mortgage payment
$2,190 per month
- Principal and interest
- $2,190
- Property tax
- $297
- Condo fees
- $449
- Estimated monthly cost
- $2,936
Your mortgage
- Mortgage amount
- $395,600
- Mortgage insurance
- Not needed
- Interest over 25 years
- $261,262
Cash to close
- Down payment
- $98,900
- Land transfer tax
- $6,365
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $105,265
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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