$405,000
Est. payment $1,793/moCalculate yours
0A Forest Lake Road, Joly, ON P0A 1Z0
Joly, Joly, ON P0A 1Z0
Listing courtesy of Royal LePage Lakes Of Muskoka Realty MLS® X13715166
About this home
Waterfront lot on Forest Lake, just outside of South River. The property is 2.2 acres with 175 feet of northern exposure shoreline - sandy bottom with a gradual drop-off, the kind of waterfront that works for swimmers of all ages. A hydro easement runs along the lot line, and the roads are already in - so building could start as soon as you’re ready. The lot size and zoning open up the possibility of two homes on the property, or a main home with a guest house for family and friends. However you want to use the space, there’s room to do it right. Forest Lake is a quiet, clean lake with great swimming and boating. South River is a short drive for groceries, gas, the hardware store, and everyday errands. North Bay is about 40 minutes in one direction and Huntsville about 40 minutes in the other. The lot next door is also available if you want even more waterfront and privacy. If you’ve been looking for waterfront land to build on, this is a lot worth seeing in person.
Property details
Overview
- Property Type
- Vacant Land
- For
- For Sale
- Status
- New
Lot & Parking
- Lot Size
- 175.85 x 775 Feet
- Zoning
- SR - Shoreline Residential
Financial
- Property Taxes
- $1,094 (2025)
Location
- Neighbourhood
- Joly
- Cross Street
- Lodge Lane and Forest Lake Rd
- Direction Faces
- North
Listing
- MLS® Number
- X13715166
- Days on Market
- 54
- Listed On
- 2026-08-25
- Listed By
- Royal LePage Lakes Of Muskoka Realty
Mortgage calculator
Estimated mortgage payment
$1,793 per month
- Principal and interest
- $1,793
- Property tax
- $91
- Condo fees
- $0
- Estimated monthly cost
- $1,884
Your mortgage
- Mortgage amount
- $324,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $213,976
Cash to close
- Down payment
- $81,000
- Land transfer tax
- $4,575
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $85,575
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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