$1,080,000
↓ $43,000 from $1,123,000
Est. payment $4,782/moCalculate yours
164 Iroquois Road, Georgian Bay, ON L0K 1S0
Gibson, Georgian Bay, ON L0K 1S0
- 4 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of PG DIRECT REALTY LTD. MLS® X13761814
About this home
Visit REALTOR website for additional information. Gorgeous 4-Season Cottage on Gibson Lake | Turn-Key & Winterized. Welcome to your year-round Muskoka escape on beautiful Gibson Lake! Just under 2 hours from Toronto and with easy access directly off Highway 400, this beautifully finished, fully winterized 4-season cottage offers the perfect blend of comfort, privacy and lakeside living. Step inside to a bright, open-concept interior featuring vaulted ceilings, 4 bedrooms, 1.5 bathrooms and a stunning 3-sided fireplace that creates a warm and inviting focal point. Thoughtfully upgraded and completely turn-key, the cottage is ready for personal enjoyment or immediate short-term rental use. Enjoy spectacular lake views from the large two-tier deck, perfect for morning coffee, or entertaining. A brand-new dock (2025) provides easy access to the water, while crown land directly across the lake means no neighbours staring back at you, offering a rare sense of privacy and an incredible natural backdrop. Extensive updates and conveniences include a new septic system (2024), furnace, A/C, backup generator, water filtration system with UV light, Ecobee smart thermostat, smart lock and direct natural gas hookup for the BBQ. Everything is in place for effortless four-season enjoyment. Located only 15 minutes from Bala, you’ll have easy access to restaurants, shops, marinas, groceries and the charm of Muskoka’s cottage country. Explore nearby lakes, hiking trails, golf, boating, fishing and the many seasonal attractions throughout the Muskoka Lakes region. Whether you’re looking for a private family retreat, a year-round getaway or an income-producing vacation property, this exceptional Gibson Lake cottage checks all the boxes. Pack your bags, the Muskoka lifestyle is ready for you.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 51-99
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- None
Building & Systems
- Heating
- Forced Air (Propane)
- Cooling
- Central Air
- Exterior
- Vinyl Siding
- Foundation
- Piers
- Roof
- Asphalt Shingle
- Water
- Other
- Sewer
- Septic
Lot & Parking
- Lot Size
- .50-1.99 acres
- Parking
- None garage · 6 total
Financial
- Property Taxes
- $2,920 (2026)
Location
- Neighbourhood
- Gibson
- Cross Street
- 400 to South Gibson Lake Road
- Direction Faces
- West
Listing
- MLS® Number
- X13761814
- Days on Market
- 39
- Listed On
- 2026-09-09
- Possession
- Flexible
- Listed By
- PG DIRECT REALTY LTD.
Rooms
Features
Interior
- Carpet Free
- Generator - Full
- On Demand Water Heater
- Primary Bedroom - Main Floor
- Storage
- Upgraded Insulation
- Water Heater Owned
- Water Purifier
- Water Softener
- Water Treatment
Property
- Beach
- Cul de Sac/Dead End
- Lake Access
- Lake/Pond
- Waterfront
- Wooded/Treed
Pool
- None
- Included
- fridge, stove, dishwasher, range hood, washer, dryer. Most furniture/ contents.
- Excluded
- nil
- Rental items
- propane tank (approx $67.80/year)
Mortgage calculator
Estimated mortgage payment
$4,782 per month
- Principal and interest
- $4,782
- Property tax
- $243
- Condo fees
- $0
- Estimated monthly cost
- $5,025
Your mortgage
- Mortgage amount
- $864,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $570,602
Cash to close
- Down payment
- $216,000
- Land transfer tax
- $18,075
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $234,075
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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