Gurvinder Nokwal REALTOR®
For Sale Detached 39 days on market

$1,080,000 ↓ $43,000 from $1,123,000

Est. payment $4,782/moCalculate yours

164 Iroquois Road, Georgian Bay, ON L0K 1S0

Gibson, Georgian Bay, ON L0K 1S0

  • 4 Beds
  • 2 Baths
  • 1,100 Sq Ft
Map

Listing courtesy of PG DIRECT REALTY LTD. MLS® X13761814

About this home

Visit REALTOR website for additional information. Gorgeous 4-Season Cottage on Gibson Lake | Turn-Key & Winterized. Welcome to your year-round Muskoka escape on beautiful Gibson Lake! Just under 2 hours from Toronto and with easy access directly off Highway 400, this beautifully finished, fully winterized 4-season cottage offers the perfect blend of comfort, privacy and lakeside living. Step inside to a bright, open-concept interior featuring vaulted ceilings, 4 bedrooms, 1.5 bathrooms and a stunning 3-sided fireplace that creates a warm and inviting focal point. Thoughtfully upgraded and completely turn-key, the cottage is ready for personal enjoyment or immediate short-term rental use. Enjoy spectacular lake views from the large two-tier deck, perfect for morning coffee, or entertaining. A brand-new dock (2025) provides easy access to the water, while crown land directly across the lake means no neighbours staring back at you, offering a rare sense of privacy and an incredible natural backdrop. Extensive updates and conveniences include a new septic system (2024), furnace, A/C, backup generator, water filtration system with UV light, Ecobee smart thermostat, smart lock and direct natural gas hookup for the BBQ. Everything is in place for effortless four-season enjoyment. Located only 15 minutes from Bala, you’ll have easy access to restaurants, shops, marinas, groceries and the charm of Muskoka’s cottage country. Explore nearby lakes, hiking trails, golf, boating, fishing and the many seasonal attractions throughout the Muskoka Lakes region. Whether you’re looking for a private family retreat, a year-round getaway or an income-producing vacation property, this exceptional Gibson Lake cottage checks all the boxes. Pack your bags, the Muskoka lifestyle is ready for you.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
51-99
Size
1,100 sqft

Interior

Bedrooms
4
Bathrooms
2
Kitchens
1
Basement
None

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Piers
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
.50-1.99 acres
Parking
None garage · 6 total

Financial

Property Taxes
$2,920 (2026)

Location

Neighbourhood
Gibson
Cross Street
400 to South Gibson Lake Road
Direction Faces
West

Listing

MLS® Number
X13761814
Days on Market
39
Listed On
2026-09-09
Possession
Flexible
Listed By
PG DIRECT REALTY LTD.

Rooms

Room Level Dimensions
Bedroom 3 Main 8′ 7″ × 9′ 6″
Bedroom 4 Main 8′ 7″ × 9′ 11″
Living Room Main 23′ 10″ × 7′ 5″
Bedroom 2 Main 9′ 4″ × 11′ 3″
Kitchen Main 23′ 10″ × 15′ 5″
Primary Bedroom Main 9′ 7″ × 11′ 8″

Features

Interior

  • Carpet Free
  • Generator - Full
  • On Demand Water Heater
  • Primary Bedroom - Main Floor
  • Storage
  • Upgraded Insulation
  • Water Heater Owned
  • Water Purifier
  • Water Softener
  • Water Treatment

Property

  • Beach
  • Cul de Sac/Dead End
  • Lake Access
  • Lake/Pond
  • Waterfront
  • Wooded/Treed

Pool

  • None
Included
fridge, stove, dishwasher, range hood, washer, dryer. Most furniture/ contents.
Excluded
nil
Rental items
propane tank (approx $67.80/year)

Mortgage calculator

Minimum for this price: $83,000 (7.69%)

Amortization, years

Estimated mortgage payment

$4,782 per month

Principal and interest
$4,782
Property tax
$243
Estimated monthly cost
$5,025

Your mortgage

Mortgage amount
$864,000
Mortgage insurance
Not needed
Interest over 25 years
$570,602

Cash to close

Down payment
$216,000
Land transfer tax
$18,075
Total, before legal fees
$234,075
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

164 Iroquois Road, Georgian Bay, ON L0K 1S0 Gibson, Georgian Bay, ON L0K 1S0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,080,000 164 Iroquois Road, Georgian Bay, ON L0K 1S0
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