$629,900
Est. payment $2,789/moCalculate yours
41851 Ferguson Line, Southwold, ON N5P 3T1
Rural Southwold, Southwold, ON N5P 3T1
- 3 Beds
- 2 Baths
- 2,000 Sq Ft
Listing courtesy of SHOWCASE EAST ELGIN REALTY INC MLS® X13790058
About this home
Have you ever dreamed of a life in the country? Now’s your chance - this move-in-ready cozy-cottage-feeling home is waiting for you. Tucked between London to the north and St. Thomas to the south, you’ll feel wonderfully secluded while still being close to everything. Mature landscaping and sweeping field views set the stage for private evenings sipping your favourite drink outdoors. On cooler days, retreat to the south-facing sunroom corner of the family room, where you can soak up the sunshine without ever stepping outside. The country kitchen, complete with an island and eat-in dining area, will have you dusting off the family cookbook and whipping up something special. Just off the kitchen, an additional living area offers the flexibility of a traditional living room or dining room - perfect for entertaining. The family room offers plenty of room for your favourite lounging spot, home entertainment setup, or cozy game nights by the gas stove. With three bedrooms and two bathrooms, there’s room to grow - whether that means a full family or a dedicated hobby nook of your own - and the basement adds even more room to spread out for play, storage, or hobbies. Out back, a garden shed keeps tools, gear, and all your gardening essentials close at hand. The thoughtfully designed mudroom keeps outdoor gear organized and out of sight, while giving your four-legged friends the perfect spot to wipe their paws before coming inside.
Property details
Overview
- Property Type
- Detached
- Style
- Sidesplit
- For
- For Sale
- Status
- New
- Approximate Age
- 51-99
- Size
- 2,000 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Crawl Space, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Brick
- Foundation
- Concrete
- Roof
- Metal
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 125 x 140 Feet
- Parking
- None garage · 7 total
- Zoning
- A1
Financial
- Property Taxes
- $3,301 (2026)
Location
- Neighbourhood
- Rural Southwold
- Cross Street
- Wellington Road and Ferguson Line
- Direction Faces
- South
Listing
- MLS® Number
- X13790058
- Days on Market
- 32
- Listed On
- 2026-09-16
- Listed By
- SHOWCASE EAST ELGIN REALTY INC
Rooms
Features
Interior
- Carpet Free
- Central Vacuum
- Sump Pump
- Water Heater
- Water Softener
- Water Treatment
Pool
- None
- Included
- Window treatments, window plant boxes (exterior, front of house), and rain barrel (back deck). Kitchen appliances: fridge, dishwasher, built-in oven, stove top, counter/slide-in microwave (above oven). Ceiling mounted pot rack. Bathroom mirrors. Basement appliances: fridge, chest freezer, washer, gas dryer. Laundry tub. Dehumidifier.
- Excluded
- Decorative stove in dining room/living room off of kitchen, decorative mirrors, bird houses, landscaping decorations.
Mortgage calculator
Estimated mortgage payment
$2,789 per month
- Principal and interest
- $2,789
- Property tax
- $275
- Condo fees
- $0
- Estimated monthly cost
- $3,064
Your mortgage
- Mortgage amount
- $503,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $332,798
Cash to close
- Down payment
- $125,980
- Land transfer tax
- $9,073
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $135,053
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
This photo could not be loaded.