$729,000
↓ $71,000 from $800,000
Est. payment $3,228/moCalculate yours
42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
- 2 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13719108
About this home
Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place.Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells “abundance” for what lies around the corner! Come to life in Virgil! You’re moving up in every way!
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 16-30
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 55.77 x 114.83 Feet
- Parking
- Attached garage · 4 total
Financial
- Property Taxes
- $5,148 (2026)
Location
- Neighbourhood
- 108 - Virgil
- Cross Street
- Line 1 / Casselman Blvd. / Loretta
- Direction Faces
- South
Listing
- MLS® Number
- X13719108
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- Immediate / TBA
- Listed By
- ROYAL LEPAGE NRC REALTY
Rooms
Features
Interior
- Central Vacuum
- Auto Garage Door Remote
- Primary Bedroom - Main Floor
- Sump Pump
- Water Heater
- Wheelchair Access
Property
- Park
- School Bus Route
Pool
- None
- Included
- Existing refrigerator, stove, b/i microwave, b/i dishwasher, washer, dryer, wall-mounted tv in kitchen, all electric light fixtures, window blinds, central vacuum and attachments, electronic garage door opener with remote(1).
- Rental items
- Hot Water Tank
Mortgage calculator
Estimated mortgage payment
$3,228 per month
- Principal and interest
- $3,228
- Property tax
- $429
- Condo fees
- $0
- Estimated monthly cost
- $3,657
Your mortgage
- Mortgage amount
- $583,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $385,156
Cash to close
- Down payment
- $145,800
- Land transfer tax
- $11,055
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $156,855
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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