Gurvinder Nokwal REALTOR®
For Sale Detached 54 days on market

$729,000 ↓ $71,000 from $800,000

Est. payment $3,228/moCalculate yours

42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0

108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0

  • 2 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft

Listing courtesy of ROYAL LEPAGE NRC REALTY MLS® X13719108

About this home

Welcome home to Virgil, a family community in the stunning area of Niagara On The Lake and Historic Old Town! Is this your time to get away from the hustle and bustle of big city living and move to what feels like a 365-day vacation spot! Virgil is an excellent place for young families, first time buyers, retirees and everyone in between! This detached all brick bungalow boasts 1,402 sq. ft. & offers complete living on the main floor! Open concept. Living room has floor to ceiling pillars, bay window and gas f/place.Dining room has double French doors leading to the kitchen/breakfast area with a walk out to out to a 6.30m x 3.81m (20.75 x 12.5 ft) deck with railings and a ramp. Crown moldings in lr/dr/hallways. Two bedrooms and a 5-pc washroom on the main floor (dbl sinks, soaker tub, XL shower).The 2nd bedroom can also be used as a office, den, tv room, media room, library, as you see fit. Brand new 8mm vinyl flooring in bedrooms, stairs and basement hallway. Main floor laundry with a laundry sink. Inside access to garage. Open staircase to the basement which has a large partially finished room, a 3-pc washroom and a utility/storage area. Professionally cleaned and immaculate! The front area boasts a front covered porch where you can while away the hours. Mature shade trees, beautiful landscaping, perennials, custom stone work, front sprinkler system. Double car garage w/side door to side yard. Double car driveway. Furnace, AC, Heat Pump, Sump Pump (all 2-3 yrs old). All appliances included + central vacuum, electronic garage door opener. Can you say abundance? Virgil is surrounded by agriculture with vast vineyards, fruit and vegetable orchards. Schools, shopping, arenas, wineries, craft breweries & eateries are plentiful. The Shaw Festival is here too! Walk to the park. Generally, temperatures can be warmer than the GTA. Spring arrives earlier too and it spells “abundance” for what lies around the corner! Come to life in Virgil! You’re moving up in every way!

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
Price Change
Approximate Age
16-30
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Partially Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
55.77 x 114.83 Feet
Parking
Attached garage · 4 total

Financial

Property Taxes
$5,148 (2026)

Location

Neighbourhood
108 - Virgil
Cross Street
Line 1 / Casselman Blvd. / Loretta
Direction Faces
South

Listing

MLS® Number
X13719108
Days on Market
54
Listed On
2026-08-25
Possession
Immediate / TBA
Listed By
ROYAL LEPAGE NRC REALTY

Rooms

Room Level Dimensions
Living Room Main 20′ 6″ × 15′ 6″
Foyer Main 9′ 6″ × 7′ 0″
Utility Room Basement 20′ 10″ × 15′ 8″
Primary Bedroom Main 14′ 9″ × 12′ 0″
Bedroom 2 Main 14′ 0″ × 8′ 9″
Laundry Main 6′ 2″ × 2′ 9″
Foyer Main 11′ 2″ × 3′ 7″
Breakfast Main 9′ 0″ × 11′ 5″
Dining Room Main 20′ 6″ × 15′ 6″
- Main 12′ 0″ × 11′ 10″

Features

Interior

  • Central Vacuum
  • Auto Garage Door Remote
  • Primary Bedroom - Main Floor
  • Sump Pump
  • Water Heater
  • Wheelchair Access

Property

  • Park
  • School Bus Route

Pool

  • None
Included
Existing refrigerator, stove, b/i microwave, b/i dishwasher, washer, dryer, wall-mounted tv in kitchen, all electric light fixtures, window blinds, central vacuum and attachments, electronic garage door opener with remote(1).
Rental items
Hot Water Tank

Mortgage calculator

Minimum for this price: $47,900 (6.57%)

Amortization, years

Estimated mortgage payment

$3,228 per month

Principal and interest
$3,228
Property tax
$429
Estimated monthly cost
$3,657

Your mortgage

Mortgage amount
$583,200
Mortgage insurance
Not needed
Interest over 25 years
$385,156

Cash to close

Down payment
$145,800
Land transfer tax
$11,055
Total, before legal fees
$156,855
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0 108 - Virgil, Niagara-on-the-Lake, ON L0S 1T0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$729,000 42 Loretta Drive, Niagara-on-the-Lake, ON L0S 1T0
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