$475,000
Est. payment $2,103/moCalculate yours
409 Joseph Street 16, Saugeen Shores, ON N0H 2C2
Saugeen Shores, Saugeen Shores, ON N0H 2C2
- 3 Beds
- 3 Baths
- 1 Garage
- 1,200 Sq Ft
Listing courtesy of Century 21 Millennium Inc. MLS® X13829768
About this home
Welcome to easy, carefree living in this move-in ready townhouse condo, perfectly suited to families, first-time buyers or anyone looking to simplify life without sacrificing space or comfort. Set in a desirable, family-friendly neighbourhood close to schools, shopping and the beach, this neat and tidy home offers 3 bedrooms, 3 bathrooms and a single-car attached garage, with a fully finished layout that makes everyday living a breeze. Step inside to an inviting open-concept main floor where the kitchen flows naturally into the living/dining area, creating a comfortable space for family time and entertaining. Updated luxury vinyl flooring adds warmth to the living room, while ceramic tile runs through the kitchen and main hallway. A convenient 2-piece powder room completes the main level. Sliding doors off the living area lead to a private patio - your own little outdoor retreat for morning coffee, summer barbecues or relaxing with friends, without the fuss of a large yard to maintain. Upstairs, the spacious primary bedroom features generous double closets, plus two additional bedrooms and a 4-piece family bathroom providing room for everyone! The finished basement adds valuable living space with a family room, recent 3-piece bath and laundry tucked neatly under the stairs. Whether it’s movie nights, a playroom, a home office or space for guests, there’s room to make it your own. Location? Family-friendly convenience at its best. Elementary Schools are within walking distance, shopping is close by, and Port Elgin Main Beach is approximately a 20-minute walk away. Enjoy the freedom to spend less time on home maintenance and more time enjoying the things that matter. With affordable condo fees of just $375/month, this is a smart choice for comfortable, low-maintenance living in a welcoming neighbourhood. Just unpack, settle in and enjoy - carefree condo living with room for the whole family!
Property details
Overview
- Property Type
- Condo Townhouse
- Style
- 2-Storey
- For
- For Sale
- Status
- New
- Approximate Age
- 11-15
- Size
- 1,200 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full, Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
Lot & Parking
- Parking
- Built-In garage · 2 total
- Zoning
- R4
Financial
- Property Taxes
- $3,285 (2026)
- Condo Fee
- $375/mo
- Fee Includes
- Common Elements Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- Saugeen Shores
- Cross Street
- Bruce and Joseph
Listing
- MLS® Number
- X13829768
- Days on Market
- 24
- Listed On
- 2026-09-24
- Possession
- Immediate closing possible
- Listed By
- Century 21 Millennium Inc.
Rooms
Features
Interior
- Air Exchanger
- Auto Garage Door Remote
- Water Meter
- Included
- Refrigerator, Stove, Dishwasher, Microwave, Washer and Dryer
- Rental items
- GAS HWT
Mortgage calculator
Estimated mortgage payment
$2,103 per month
- Principal and interest
- $2,103
- Property tax
- $274
- Condo fees
- $375
- Estimated monthly cost
- $2,752
Your mortgage
- Mortgage amount
- $380,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $250,959
Cash to close
- Down payment
- $95,000
- Land transfer tax
- $5,975
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $100,975
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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