$3,495,000
↓ $300,000 from $3,795,000
Est. payment $15,475/moCalculate yours
1041 Ann Street 4, Muskoka Lakes, ON P1P 1R2
Wood (Muskoka Lakes), Muskoka Lakes, ON P1P 1R2
- 4 Beds
- 3 Baths
- 2 Garage
- 1,500 Sq Ft
Listing courtesy of Johnston & Daniel Rushbrooke Realty MLS® X13709534
About this home
Discover a cherished family retreat on Walkers Bay, where generations have celebrated summers together on Lake Muskoka. Set on 205′ of beautiful shoreline, this winterized cottage has more than 2,600 sq. ft. of living space with 4 bedrooms and 3 full bathrooms across two levels, all designed for effortless lakeside entertaining. Walls of windows and sliding glass doors fill the open-concept main level with natural light and frame island-dotted views. Pine accents and a wood-burning fireplace give the living area a classic cottage character. The lakeside deck is made for barbecues and time with friends. The main-floor primary suite has lake views, a 3-piece ensuite and a walkout to the deck. Two bedrooms, a 4-pc bathroom, laundry and lake-view office are also on this level. Off the living room, the screened Muskoka Room is a favourite place to dine, relax and enjoy gorgeous views down the lake. Downstairs, there is a family room with a wood-burning fireplace and a large wet bar, a bedroom, and a 3-piece bathroom. A walkout leads to a shaded lakeside deck, ideal on hot summer days and another Muskoka Room. Outside, landscaped grounds and level grassy areas give children plenty of room to play. At the shoreline, toddlers will love the gentle water entry, and deep water off the dock invites everyone else to jump in. The protected waters of family-friendly Walkers Bay are ideal for waterskiing, tubing, paddleboarding and kayaking. A lakeside sauna sits near the shoreline, accompanied by a 2-story, 2-slip boathouse complete with lifts. The boathouse upper level features a separate guest setup complete with a kitchenette, bathroom, living room, and a private sundeck. A 2-car garage, ample parking and a backup generator make every stay easy. Just 15 minutes from Bala’s shops and restaurants, 20 minutes from Gravenhurst and 10 minutes from tennis courts and hiking trails, this is a wonderful opportunity for a new family to make this idyllic cottage their own.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,500 sqft
Interior
- Bedrooms
- 4
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Finished with Walk-Out
Building & Systems
- Heating
- Baseboard (Electric)
- Cooling
- None
- Exterior
- Wood
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Well
- Sewer
- Septic
Lot & Parking
- Lot Size
- 205 x 203 Feet
- Parking
- Detached garage · 10 total
- Zoning
- WR5
Financial
- Property Taxes
- $9,027 (2026)
Location
- Neighbourhood
- Wood (Muskoka Lakes)
- Cross Street
- Walkers Pt Rd and Ann St.
- Direction Faces
- East
Listing
- MLS® Number
- X13709534
- Days on Market
- 54
- Listed On
- 2026-08-25
- Possession
- Flexible
- Listed By
- Johnston & Daniel Rushbrooke Realty
Rooms
Features
Interior
- Water Heater Owned
Property
- Waterfront
- Wooded/Treed
- Golf
Pool
- None
- Included
- Appliances in Cottage and Boathouse.
- Rental items
- Propane Tanks
Mortgage calculator
Estimated mortgage payment
$15,475 per month
- Principal and interest
- $15,475
- Property tax
- $752
- Condo fees
- $0
- Estimated monthly cost
- $16,227
Your mortgage
- Mortgage amount
- $2,796,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $1,846,531
Cash to close
- Down payment
- $699,000
- Land transfer tax
- $73,850
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $772,850
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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