Gurvinder Nokwal REALTOR®
For Sale Detached 25 days on market

$869,000

Est. payment $3,848/moCalculate yours

97 Cedarplank Road, Kawartha Lakes, ON K0M 1N0

Somerville, Kawartha Lakes, ON K0M 1N0

  • 2 Beds
  • 2 Baths
  • 2 Garage
  • 1,100 Sq Ft
Map

Listing courtesy of Re/Max All-Stars Realty Inc. MLS® X13817804

About this home

100 Feet of Pristine Waterfront - Custom Year-Round Home in Trent Lakes! Experience unparalleled privacy and modern waterfront living on this expansive, professionally landscaped lot adorned with pristine perennial gardens and privacy fencing. Custom built in 2005 as a year-round home, this 100-foot waterfront property is perfect for families, gatherings, or enjoying evenings around the campfire. Start your mornings on the expansive deck, taking in breathtaking, unobstructed east-facing sunrise views over the water. The bright, open-concept main residence features 2 bedrooms, 2 baths, and is anchored by a cozy gas fireplace. Steps from the main house sits the ultimate kids’ or guests’ retreat: a fully insulated front bunkie sleeping three, complete with independent Wi-Fi, A/C, TV, and a practical waterless kitchenette.Thoughtful additions and upgrades include a 14-kW propane backup generator (2023) with automatic transfer switch, a high-efficiency furnace (2017), and an attached, fully insulated 2-car garage prepped for an EV charging hookup. Enjoy dockage area with armour stone shoreline, mature landscaping, and all the comforts of modern living in a tranquil waterfront setting. Short Distance from Bobcaygeon’s shops, restaurants, and marina-this is Kawartha lakeside living at its finest.

Property details

Overview

Property Type
Detached
Style
Bungalow
For
For Sale
Status
New
Approximate Age
16-30
Size
1,100 sqft

Interior

Bedrooms
2
Bathrooms
2
Kitchens
1
Basement
Crawl Space, Unfinished

Building & Systems

Heating
Forced Air (Propane)
Cooling
Central Air
Exterior
Vinyl Siding
Foundation
Concrete
Roof
Asphalt Shingle
Water
Other
Sewer
Septic

Lot & Parking

Lot Size
100 x 159.06 Feet
Parking
Detached garage · 8 total
Zoning
LSR (F)

Financial

Property Taxes
$3,700 (2026)

Location

Neighbourhood
Somerville
Cross Street
Cty Rd 121/Burnt River Rd.
Direction Faces
East

Listing

MLS® Number
X13817804
Days on Market
25
Listed On
2026-09-23
Possession
TBD
Listed By
Re/Max All-Stars Realty Inc.

Rooms

Room Level Dimensions
Bedroom 2 Main 11′ 6″ × 3′ 1″
Breakfast Main 11′ 2″ × 2′ 1″
Kitchen Main 11′ 2″ × 3′ 1″
Dining Room Main 22′ 0″ × 6′ 0″
Primary Bedroom Main 12′ 2″ × 3′ 6″
Living Room Main 22′ 0″ × 6′ 0″

Features

Interior

  • Generator - Full
  • Sump Pump
  • Water Heater Owned
  • Water Treatment

Property

  • Greenbelt/Conservation
  • Lake/Pond

Pool

  • None
Included
Carbon Monoxide Detector, Dishwasher, Dryer, Microwave, Range Hood, Refrigerator, Smoke Detector, Stove, Washer, Window Coverings, 2 Kayaks, Furniture In Bunkie Trailer
Excluded
All Personal Items and any staging items. Canoe(s). Negotiable: 2011 Gator Lawnmower, Boat
Rental items
Propane Tank

Mortgage calculator

Minimum for this price: $61,900 (7.12%)

Amortization, years

Estimated mortgage payment

$3,848 per month

Principal and interest
$3,848
Property tax
$308
Estimated monthly cost
$4,156

Your mortgage

Mortgage amount
$695,200
Mortgage insurance
Not needed
Interest over 25 years
$459,123

Cash to close

Down payment
$173,800
Land transfer tax
$13,855
Total, before legal fees
$187,655
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

97 Cedarplank Road, Kawartha Lakes, ON K0M 1N0 Somerville, Kawartha Lakes, ON K0M 1N0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$869,000 97 Cedarplank Road, Kawartha Lakes, ON K0M 1N0
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