$499,000
↓ $20,000 from $519,000
Est. payment $2,209/moCalculate yours
96 Charles Street, Stratford, ON N5A 5X7
Stratford, Stratford, ON N5A 5X7
- 3 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of LPT Realty MLS® X13651616
About this home
Get Your Weekends Back - Move-In-Ready in Stratford, Near Schools & the Festival!! You didn’t move to Stratford to spend Saturdays comparing roofing quotes. You moved here for theatre nights, Saturday mornings downtown, river trail walks, and a school community that fits your family. This 3-bedroom, 3-bathroom home lets you start living that life on day one because the big-ticket work is already finished. The expensive, invisible work is done: knob-and-tube wiring removed, inspected, passed, with receipt in hand, new metal roof (2026), updated kitchen with new countertops (2026), main-floor windows replaced, bedroom insulation improved with interior foam, and new flooring throughout the main floor, including ceramic tile in the kitchen and laminate in the dining and living rooms. No renovation queue. No surprise budget. No “we’ll fix it eventually.” Set in a desirable Stratford school district, just minutes from renowned public and private schools, the Stratford Festival, and downtown charm. Inside, 1,384 sq. ft. gives your family room to breathe, with three bedrooms, three bathrooms, and flexible living spaces built for real life. The updated kitchen handles weekday mornings and weekend hosting with ease, while the dining and living rooms flow together for gatherings. When the day ends, the 2024 hot tub is waiting out back. Included: fridge (2025), stove, and laundry hookups upstairs and in the kitchen. Note: Backyard fences are not part of the subject property. This is the rare Stratford home that doesn’t ask you to choose between charm and convenience. Book your private showing today and get your weekends back. Minutes to the Stratford Festival, downtown, and the Avon River. Move in and start living the life you moved here for .
Property details
Overview
- Property Type
- Semi-Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 3
- Kitchens
- 1
- Basement
- Full
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Stucco (Plaster)
- Foundation
- Poured Concrete
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 48.07 x 110.18 Feet
- Parking
- Detached garage · 3 total
Financial
- Property Taxes
- $3,414 (2025)
Location
- Neighbourhood
- Stratford
- Cross Street
- Mercer Street
- Direction Faces
- North
Listing
- MLS® Number
- X13651616
- Days on Market
- 72
- Listed On
- 2026-08-07
- Possession
- Flexible
- Listed By
- LPT Realty
Rooms
Features
Interior
- Storage
Property
- Place Of Worship
- Library
- Fenced Yard
- Public Transit
- School
Pool
- None
- Included
- Fridge (2025), Stove, Washer, Dryer, Freezer, Hot Tub (2024)
- Rental items
- Water hearter (Reliance)
Mortgage calculator
Estimated mortgage payment
$2,209 per month
- Principal and interest
- $2,209
- Property tax
- $285
- Condo fees
- $0
- Estimated monthly cost
- $2,494
Your mortgage
- Mortgage amount
- $399,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $263,639
Cash to close
- Down payment
- $99,800
- Land transfer tax
- $6,455
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,255
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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