$439,900
↓ $35,100 from $475,000
Est. payment $1,948/moCalculate yours
12 Second Avenue, St. Thomas, ON N5R 6A2
St. Thomas, St. Thomas, ON N5R 6A2
- 2 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX CENTRE CITY REALTY INC. MLS® X13693058
About this home
Bungalow semi with an attached garage in a convenient central location. This home offers an appealing main floor plan with open concept living featuring a vaulted ceiling, a spacious kitchen with an island, and hardwood flooring. The master bedroom offers an updated bathroom with a tiled shower. Additional living space in the basement with a nice size rec-room. Main floor laundry. The backyard offers a composite deck off the eating area and fully fenced yard.
Property details
Overview
- Property Type
- Semi-Detached
- Style
- Bungalow
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Partially Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick, Vinyl Siding
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 41.22 x 81.2 Feet
- Parking
- Attached garage · 3 total
Financial
- Property Taxes
- $2,910 (2025)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- FIRST AVE & WELLINGTON ST
- Direction Faces
- East
Listing
- MLS® Number
- X13693058
- Days on Market
- 61
- Listed On
- 2026-08-18
- Possession
- FLEXIBLE
- Listed By
- RE/MAX CENTRE CITY REALTY INC.
Rooms
Features
Interior
- None
Pool
- None
- Included
- Fridge, stove, dishwasher, washer, dryer, all window coverings.
- Rental items
- Hot water heater
Mortgage calculator
Estimated mortgage payment
$1,948 per month
- Principal and interest
- $1,948
- Property tax
- $243
- Condo fees
- $0
- Estimated monthly cost
- $2,190
Your mortgage
- Mortgage amount
- $351,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $232,415
Cash to close
- Down payment
- $87,980
- Land transfer tax
- $5,273
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $93,253
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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