Gurvinder Nokwal REALTOR®
For Sale Detached 23 days on market

$1,399,900

Est. payment $6,198/moCalculate yours

511 Centre Street S, Whitby, ON L1N 4W5

Downtown Whitby, Whitby, ON L1N 4W5

  • 4 Beds
  • 4 Baths
  • 1 Garage
  • 1,500 Sq Ft

Listing courtesy of TANYA TIERNEY TEAM REALTY INC. MLS® E13830758

About this home

INCREDIBLE century home in highly sought-after Olde Whitby, blending timeless charm & character with exceptional modern updates! Upgraded top to bottom with immaculate finishes, custom millwork, crown moulding, pot & sconce lighting, built-in speakers, shiplap & thoughtful details throughout. Set on a manicured 58 x 136 ft lot with lush gardens, ample parking, cozy front porch & detached garage with 6.64 x 4.39 m workshop addition. The private backyard oasis features a wrought-iron-gated inground pool, custom pool house, natural stone patio, mature trees, pergola, gazebo & ambient exterior lighting. Inside feels straight from the pages of a magazine! Elegant living room with wainscotting & front garden views. Formal dining room with stunning waffle ceiling. Gourmet kitchen with granite counters, subway tile backsplash, extended cabinetry, under & in-cabinet lighting, pantry, breakfast bar & breakfast nook with built-in chef’s desk, seating & garden-door walkout to the backyard. Convenient anteroom with heated ceramic floors & picturesque garden views. Upstairs offers 3 generous bedrooms with closet organizers, including a beautiful primary retreat with beamed ceiling & shiplap detail. Fabulous loft provides additional living space with gas fireplace, built-in bookcase & desk, 2pc bath, vaulted ceiling & skylight-perfect for a home office, study or 4th bedroom. Finished basement with separate side entry, rec room, built-in closet, 3pc bath, above-grade windows, laundry & ample storage. Homes like this rarely come to market! Steps to parks, schools & transit, with easy Hwy 401 access, GO Train & close to downtown Whitby shops, restaurants & amenities. A truly special home!

Property details

Overview

Property Type
Detached
Style
2 1/2 Storey
For
For Sale
Status
New
Approximate Age
100+
Size
1,500 sqft

Interior

Bedrooms
4
Bathrooms
4
Kitchens
1
Total Rooms
9
Basement
Finished, Full

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Brick
Foundation
Unknown
Roof
Shingles
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
58.68 x 136 Feet
Parking
Detached garage · 6 total
Zoning
Residential

Financial

Property Taxes
$6,843 (2026)

Location

Neighbourhood
Downtown Whitby
Cross Street
Brock St S & Ontario St W
Direction Faces
East

Listing

MLS® Number
E13830758
Days on Market
23
Listed On
2026-09-25
Possession
Flexible
Listed By
TANYA TIERNEY TEAM REALTY INC.

Rooms

Room Level Dimensions
Kitchen Main 13′ 7″ × 12′ 2″
Utility Room Basement 14′ 11″ × 10′ 5″
Recreation Basement 25′ 7″ × 11′ 3″
Breakfast Main 10′ 4″ × 8′ 2″
Laundry Basement 13′ 11″ × 4′ 11″
Office Main 7′ 8″ × 6′ 3″
Loft Third 26′ 7″ × 19′ 2″
Bedroom 3 Second 10′ 2″ × 9′ 9″
Bedroom 2 Second 12′ 1″ × 10′ 0″
Dining Room Main 13′ 0″ × 12′ 2″
Den Second 9′ 7″ × 7′ 10″
Living Room Main 16′ 7″ × 11′ 10″
Primary Bedroom Second 13′ 3″ × 10′ 0″

Features

Interior

  • Central Vacuum
  • Storage

Property

  • Fenced Yard
  • Park
  • Library
  • Public Transit
  • School

Pool

  • Inground
Included
All appliances, custom window coverings, electric light fixtures, central vacuum & equipment. Pool liner, pump & heater updated in 2021.
Excluded
Lighting in the foyer, breakfast area, light over island. All shelving, benches & equipment in the workshop. Fridge/freezer in basement, living room TV cabinet (not attached)
Rental items
Reliance hot water tank

Mortgage calculator

Minimum for this price: $114,990 (8.21%)

Amortization, years

Estimated mortgage payment

$6,198 per month

Principal and interest
$6,198
Property tax
$570
Estimated monthly cost
$6,769

Your mortgage

Mortgage amount
$1,119,920
Mortgage insurance
Not needed
Interest over 25 years
$739,616

Cash to close

Down payment
$279,980
Land transfer tax
$24,473
Total, before legal fees
$304,453
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

511 Centre Street S, Whitby, ON L1N 4W5 Downtown Whitby, Whitby, ON L1N 4W5
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$1,399,900 511 Centre Street S, Whitby, ON L1N 4W5
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