$270,000
Est. payment $1,196/moCalculate yours
405 Merritt Street 2, St. Catharines, ON L2P 1P5
456 - Oakdale, St. Catharines, ON L2P 1P5
- 1 Beds
- 1 Baths
- 500 Sq Ft
Listing courtesy of RE/MAX WEST REALTY INC. MLS® X13637266
About this home
Welcome to St. James Lofts, a distinctive boutique condo set within a beautifully converted historic church. Rich in architectural character and thoughtfully adapted for modern living, this unique residence is ideally located just steps from shopping, restaurants, transit to Brock University, and convenient highway access.Filled with natural light from oversized windows, the open-concept layout showcases soaring ceilings and a spacious loft-inspired design. The kitchen features full-size appliances and a large island. The unit also offers excellent storage, including a generous front closet and additional storage space within the in-suite laundry. Exclusive parking, shared balcony access, and heat and water included in the condo fees add to the appeal.Blending historic charm with contemporary comfort, this one-of-a-kind loft-style condo is a rare offering you won’t want to miss. Comes fully furnished, offering an easy, turn-key opportunity for both homeowners and investors.
Property details
Overview
- Property Type
- Condo Apartment
- Style
- Apartment
- For
- For Sale
- Status
- New
- Size
- 500 sqft
Interior
- Bedrooms
- 1
- Bathrooms
- 1
- Kitchens
- 1
- Basement
- Apartment
Building & Systems
- Heating
- Forced Air (Electric)
- Cooling
- Central Air
- Exterior
- Brick
Lot & Parking
- Parking
- None garage · 1 total
Financial
- Property Taxes
- $2,296 (2025)
- Condo Fee
- $359/mo
- Fee Includes
- Heat Included, Water Included, Building Insurance Included
- Pets
- Yes-with Restrictions
Location
- Neighbourhood
- 456 - Oakdale
- Cross Street
- Corner of Oakdale and Merritt
Listing
- MLS® Number
- X13637266
- Days on Market
- 75
- Listed On
- 2026-08-04
- Listed By
- RE/MAX WEST REALTY INC.
Features
Interior
- Carpet Free
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer/Dryer, Couch, Bed, Desk, Stools, Tv Stand, Kitchenware, Nightstand table
Mortgage calculator
Estimated mortgage payment
$1,196 per month
- Principal and interest
- $1,196
- Property tax
- $191
- Condo fees
- $359
- Estimated monthly cost
- $1,746
Your mortgage
- Mortgage amount
- $216,000
- Mortgage insurance
- Not needed
- Interest over 25 years
- $142,650
Cash to close
- Down payment
- $54,000
- Land transfer tax
- $2,525
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $56,525
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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