$699,998
Est. payment $3,099/moCalculate yours
220 Mcnaughton Avenue, Oshawa, ON L1H 3B6
Central, Oshawa, ON L1H 3B6
- 4 + 1 Beds
- 3 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX CROSSROADS REALTY INC. MLS® E13815082
About this home
Exceptional (Live +Income) Property in Prime Oshawa Location - Walk to the Upcoming GO Station! A rare opportunity to own a versatile 2-unit main-floor home offering exceptional value, impressive income potential and an outstanding location. Situated on a premium 50-ft lot, this property offers flexibility that is increasingly difficult to find. The thoughtfully designed main level features two separate living accommodations, providing an excellent opportunity for an owner-occupier to live in one area while generating rental income from the other. Adding even more flexibility is the finished basement area with its own kitchen, bedroom + den, full bathroom and laundry facilities, offering valuable additional space for in-laws or other permitted uses. Subject to applicable municipal requirements and approvals to be received by the buyer. Extra storage space in furnace room. Detached open garage provides excellent additional parking, storage or workshop potential. The extra-wide private driveway accommodates 5 vehicles, offering exceptional convenience for homeowners, tenants and investors alike. Location is everything - Enjoy easy access to the upcoming GO station, Highway 401, shopping plazas, restaurants, schools, parks and everyday amenities. The combination of transit accessibility, a premium lot, multiple living accommodations and additional basement space makes this property particularly appealing to both homeowners and investors. Don’t miss the opportunity to make this exceptional Oshawa property your next home or investment! Upgraded roof shingles in 2023; owned water heater tank; sewer backflow valve installed in 2024. No rental water heater or any equipment to waste your money.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow
- For
- For Sale
- Status
- New
- Size
- 1,100 sqft
Interior
- Bedrooms
- 4 + 1
- Bathrooms
- 3
- Kitchens
- 3
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Brick Front, Aluminum Siding
- Foundation
- Concrete
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 137.42 Feet
- Parking
- Detached garage · 6 total
Financial
- Property Taxes
- $4,833 (2025)
Location
- Neighbourhood
- Central
- Cross Street
- Ritson Rd. & McNaughton
- Direction Faces
- North
Listing
- MLS® Number
- E13815082
- Days on Market
- 26
- Listed On
- 2026-09-22
- Possession
- TBA
- Listed By
- RE/MAX CROSSROADS REALTY INC.
Rooms
Features
Interior
- Water Heater
Pool
- None
Mortgage calculator
Estimated mortgage payment
$3,099 per month
- Principal and interest
- $3,099
- Property tax
- $403
- Condo fees
- $0
- Estimated monthly cost
- $3,502
Your mortgage
- Mortgage amount
- $559,998
- Mortgage insurance
- Not needed
- Interest over 25 years
- $369,833
Cash to close
- Down payment
- $140,000
- Land transfer tax
- $10,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $150,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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