$359,900
↓ $20,000 from $379,900
Est. payment $1,594/moCalculate yours
21 Isabel Street, St. Thomas, ON N5R 3J7
St. Thomas, St. Thomas, ON N5R 3J7
- 2 Beds
- 2 Baths
- 1,100 Sq Ft
Listing courtesy of BLUE FOREST REALTY INC. MLS® X13657192
About this home
Imagine morning walks under the canopy of mature trees in the Courthouse district; one of St. Thomas’s most picturesque and historic neighborhoods. Welcome to 21 Isabel Street. Begin your day with coffee in the sun-drenched front sunroom, and spend your evenings hosting in the updated kitchen, where an expansive island serves as the heart of the home. Upstairs, you’ll find two bright bedrooms and a versatile bonus nook; perfect for a home office, a creative craft space, or a cozy reading corner. Forget the hassle of lugging laundry to the basement; the washer and dryer are conveniently located on the second level. With two full, updated bathrooms, busy mornings are a breeze. Complete with a new furnace (2021) and an owned water heater, this home is ready for you to move-in and add your personal touch. Don’t miss your chance to own a piece of the Courthouse district!
Property details
Overview
- Property Type
- Detached
- Style
- 1 1/2 Storey
- For
- For Sale
- Status
- Price Change
- Approximate Age
- 100+
- Size
- 1,100 sqft
Interior
- Bedrooms
- 2
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Partial Basement, Crawl Space, Unfinished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Vinyl Siding, Aluminum Siding
- Foundation
- Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 33 x 66 Feet
- Parking
- None garage · 2 total
- Zoning
- R3
Financial
- Property Taxes
- $2,808 (2026)
Location
- Neighbourhood
- St. Thomas
- Cross Street
- Victoria Street
- Direction Faces
- East
Listing
- MLS® Number
- X13657192
- Days on Market
- 69
- Listed On
- 2026-08-10
- Possession
- FLEXIBLE
- Listed By
- BLUE FOREST REALTY INC.
Rooms
Features
Interior
- Carpet Free
- Water Heater Owned
Property
- Place Of Worship
- Park
Pool
- None
- Included
- STOVE, FRIDGE, DISHWASHER, WASHER, DRYER, SHED, CHINA CABINET IN DINING ROOM, FABRIC WARDROBE IN BEDROOM
- Rental items
- NONE
Mortgage calculator
Estimated mortgage payment
$1,594 per month
- Principal and interest
- $1,594
- Property tax
- $234
- Condo fees
- $0
- Estimated monthly cost
- $1,828
Your mortgage
- Mortgage amount
- $287,920
- Mortgage insurance
- Not needed
- Interest over 25 years
- $190,148
Cash to close
- Down payment
- $71,980
- Land transfer tax
- $3,874
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $75,854
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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