Gurvinder Nokwal REALTOR®
For Sale Detached 30 days on market

$639,000

Est. payment $2,829/moCalculate yours

11 Harriet Street, Severn, ON L0K 1E0

Coldwater, Severn, ON L0K 1E0

  • 3 + 1 Beds
  • 2 Baths
  • 1 Garage
  • 1,100 Sq Ft

Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® S13801528

About this home

RAISED BUNGALOW WITH A DEEP LOT, MODERN UPDATES & A GENEROUS BACKYARD BUILT FOR ENTERTAINING! Set on a generous 50 x 198 ft in-town lot, this raised bungalow has the mature trees, manicured curb appeal, and deep fenced backyard that make buyers slow down at the front and fall harder out back. The backyard feels like an escape all on its own, with plenty of room to kick a soccer ball, start the garden you’ve always wanted, host family barbecues, or simply enjoy a quiet evening beneath the gazebo as the sun slips behind the trees. The living room is where the day naturally begins and ends, with a large front window, pot lights, and a navy feature wall creating a space you’ll genuinely look forward to coming home to. The dining area opens directly to the deck, while the updated white kitchen features crown-topped cabinetry, granite countertops, stainless steel appliances, a double sink, subway tile backsplash, breakfast bar seating, and generous storage. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The finished lower level offers even more room to enjoy, anchored by a rec room where a fluted wood feature wall flows seamlessly onto the ceiling, creating a striking architectural detail that sets the space apart. A fourth bedroom, full bathroom, office, laundry room, and storage complete the lower level, offering flexibility for growing families, overnight guests, or working from home. Located on a mature, quiet, tree-lined street just a short walk from Coldwater’s charming Main Street, you’ll enjoy strolling to local shops, restaurants, parks, and everyday amenities before returning home to the backyard that makes this property so memorable.

Property details

Overview

Property Type
Detached
Style
Bungalow-Raised
For
For Sale
Status
New
Approximate Age
31-50
Size
1,100 sqft

Interior

Bedrooms
3 + 1
Bathrooms
2
Kitchens
1
Basement
Finished

Building & Systems

Heating
Forced Air (Gas)
Cooling
Central Air
Exterior
Aluminum Siding, Brick
Foundation
Block
Roof
Metal
Water
Municipal
Sewer
Sewer

Lot & Parking

Lot Size
50 x 198 Feet
Parking
Attached garage · 5 total
Zoning
R1

Financial

Property Taxes
$2,185 (2026)

Location

Neighbourhood
Coldwater
Cross Street
River St/Harriet St
Direction Faces
South

Listing

MLS® Number
S13801528
Days on Market
30
Listed On
2026-09-18
Possession
Flexible
Listed By
RE/MAX HALLMARK PEGGY HILL GROUP REALTY

Rooms

Room Level Dimensions
Living Room Main 16′ 6″ × 12′ 5″
Bedroom 3 Main 9′ 3″ × 10′ 10″
Bedroom 2 Main 11′ 9″ × 10′ 0″
Foyer Main 5′ 0″ × 6′ 2″
Bedroom 4 Basement 12′ 8″ × 9′ 6″
Dining Room Main 9′ 6″ × 10′ 4″
Kitchen Main 9′ 3″ × 12′ 10″
Recreation Basement 16′ 4″ × 11′ 1″
Primary Bedroom Main 11′ 9″ × 10′ 10″
Office Basement 8′ 6″ × 11′ 11″

Features

Interior

  • None

Property

  • Golf
  • Skiing

Pool

  • None
Included
Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Gazebo.
Excluded
Fridge In Garage.
Rental items
Hot Water Heater.

Mortgage calculator

Minimum for this price: $38,900 (6.09%)

Amortization, years

Estimated mortgage payment

$2,829 per month

Principal and interest
$2,829
Property tax
$182
Estimated monthly cost
$3,011

Your mortgage

Mortgage amount
$511,200
Mortgage insurance
Not needed
Interest over 25 years
$337,606

Cash to close

Down payment
$127,800
Land transfer tax
$9,255
Total, before legal fees
$137,055
Talk to me about financing

Estimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.

Location

11 Harriet Street, Severn, ON L0K 1E0 Coldwater, Severn, ON L0K 1E0
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Listing data is provided under license and deemed reliable but not guaranteed. MLS®, Multiple Listing Service® and associated logos are trademarks of The Canadian Real Estate Association (CREA).

$639,000 11 Harriet Street, Severn, ON L0K 1E0
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