$639,000
Est. payment $2,829/moCalculate yours
11 Harriet Street, Severn, ON L0K 1E0
Coldwater, Severn, ON L0K 1E0
- 3 + 1 Beds
- 2 Baths
- 1 Garage
- 1,100 Sq Ft
Listing courtesy of RE/MAX HALLMARK PEGGY HILL GROUP REALTY MLS® S13801528
About this home
RAISED BUNGALOW WITH A DEEP LOT, MODERN UPDATES & A GENEROUS BACKYARD BUILT FOR ENTERTAINING! Set on a generous 50 x 198 ft in-town lot, this raised bungalow has the mature trees, manicured curb appeal, and deep fenced backyard that make buyers slow down at the front and fall harder out back. The backyard feels like an escape all on its own, with plenty of room to kick a soccer ball, start the garden you’ve always wanted, host family barbecues, or simply enjoy a quiet evening beneath the gazebo as the sun slips behind the trees. The living room is where the day naturally begins and ends, with a large front window, pot lights, and a navy feature wall creating a space you’ll genuinely look forward to coming home to. The dining area opens directly to the deck, while the updated white kitchen features crown-topped cabinetry, granite countertops, stainless steel appliances, a double sink, subway tile backsplash, breakfast bar seating, and generous storage. Three comfortable bedrooms and a 4-piece bathroom complete the main floor. The finished lower level offers even more room to enjoy, anchored by a rec room where a fluted wood feature wall flows seamlessly onto the ceiling, creating a striking architectural detail that sets the space apart. A fourth bedroom, full bathroom, office, laundry room, and storage complete the lower level, offering flexibility for growing families, overnight guests, or working from home. Located on a mature, quiet, tree-lined street just a short walk from Coldwater’s charming Main Street, you’ll enjoy strolling to local shops, restaurants, parks, and everyday amenities before returning home to the backyard that makes this property so memorable.
Property details
Overview
- Property Type
- Detached
- Style
- Bungalow-Raised
- For
- For Sale
- Status
- New
- Approximate Age
- 31-50
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3 + 1
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Finished
Building & Systems
- Heating
- Forced Air (Gas)
- Cooling
- Central Air
- Exterior
- Aluminum Siding, Brick
- Foundation
- Block
- Roof
- Metal
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 50 x 198 Feet
- Parking
- Attached garage · 5 total
- Zoning
- R1
Financial
- Property Taxes
- $2,185 (2026)
Location
- Neighbourhood
- Coldwater
- Cross Street
- River St/Harriet St
- Direction Faces
- South
Listing
- MLS® Number
- S13801528
- Days on Market
- 30
- Listed On
- 2026-09-18
- Possession
- Flexible
- Listed By
- RE/MAX HALLMARK PEGGY HILL GROUP REALTY
Rooms
Features
Interior
- None
Property
- Golf
- Skiing
Pool
- None
- Included
- Fridge, Stove, Microwave, Dishwasher, Washer, Dryer, Gazebo.
- Excluded
- Fridge In Garage.
- Rental items
- Hot Water Heater.
Mortgage calculator
Estimated mortgage payment
$2,829 per month
- Principal and interest
- $2,829
- Property tax
- $182
- Condo fees
- $0
- Estimated monthly cost
- $3,011
Your mortgage
- Mortgage amount
- $511,200
- Mortgage insurance
- Not needed
- Interest over 25 years
- $337,606
Cash to close
- Down payment
- $127,800
- Land transfer tax
- $9,255
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $137,055
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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