$499,999
↓ $15,001 from $515,000
Est. payment $2,214/moCalculate yours
3938 Main Street, Niagara Falls, ON L2G 6B6
223 - Chippawa, Niagara Falls, ON L2G 6B6
- 3 Beds
- 2 Baths
- 2 Garage
- 1,100 Sq Ft
Listing courtesy of EXP REALTY MLS® X13808416
About this home
Experience the charm of historic Chippawa in this beautifully maintained 3-bedroom, 2-bath home on a generous lot in one of Niagara Falls’ most established communities. Inside, the inviting main floor features a warm living room with gas fireplace, an updated kitchen with granite countertops, backsplash and added pantry storage, plus functional living spaces that work just as well for everyday life as they do for entertaining. One of the home’s standout features is the heated three-season room attached to the garage - the perfect spot to relax, entertain or enjoy your morning coffee well into the cooler months. The home has been meticulously cared for over the years, with updates including roof shingles on both the home and garage, a renovated upper bathroom, widened concrete driveway, upper rear deck, eavestroughs with gutter guards, screen doors and more. The furnace has also been professionally serviced annually, reflecting the level of care that has gone into maintaining the property. Located just minutes from the Welland River, Chippawa Boat Launch, parks, schools, golf courses, restaurants and the heart of the Village of Chippawa, you get the quieter neighbourhood feel Chippawa is known for while still being close to everything Niagara Falls has to offer. If you’ve been looking for a well-kept, move-in-ready home with character, a great lot and a location that’s tough to beat, this one deserves a look.
Property details
Overview
- Property Type
- Detached
- Style
- 2-Storey
- For
- For Sale
- Status
- Price Change
- Size
- 1,100 sqft
Interior
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Basement
- Full, Unfinished
Building & Systems
- Heating
- Water (Gas)
- Cooling
- Window Unit(s)
- Exterior
- Brick, Stucco (Plaster)
- Foundation
- Concrete Block
- Roof
- Asphalt Shingle
- Water
- Municipal
- Sewer
- Sewer
Lot & Parking
- Lot Size
- 56 x 165 Feet
- Parking
- Detached garage · 8 total
- Zoning
- R2
Financial
- Property Taxes
- $3,567 (2026)
Location
- Neighbourhood
- 223 - Chippawa
- Cross Street
- Main St & Willoughby Dr
- Direction Faces
- South
Listing
- MLS® Number
- X13808416
- Days on Market
- 27
- Listed On
- 2026-09-21
- Possession
- Flexible
- Listed By
- EXP REALTY
Rooms
Features
Interior
- Storage
- Workbench
- Water Heater
Pool
- None
- Included
- Fridge (in kitchen), Stove, Microwave, All window coverings, Piano
- Excluded
- Washer, Dryer, Fridge (in basement), Freeze (in basement)
- Rental items
- Hot Water Heater
Mortgage calculator
Estimated mortgage payment
$2,214 per month
- Principal and interest
- $2,214
- Property tax
- $297
- Condo fees
- $0
- Estimated monthly cost
- $2,511
Your mortgage
- Mortgage amount
- $399,999
- Mortgage insurance
- Not needed
- Interest over 25 years
- $264,167
Cash to close
- Down payment
- $100,000
- Land transfer tax
- $6,475
- First-time buyer refund
- $0
- Sales tax on insurance (8%)
- $0
- Total, before legal fees
- $106,475
With less than 20% down, a 30-year amortization is available to first-time buyers and buyers of newly built homes.
Talk to me about financingEstimates only, not a mortgage offer or financial advice. Uses the Canadian fixed-rate convention (interest compounded twice a year), 2026 mortgage insurance premiums and Ontario land transfer tax. Your lender will confirm your actual rate and payment.
Location
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